End of Year Reminders for 2020: Take Advantage of Credits and Offers Before They Expire

End of Year Reminders for 2020

End of Year Reminders for 2020

2020 is coming to an end, so this is a good time to take a look at any credits and offers that you need to use or take advantage of before the year is over. There are several credit cards that offer monthly credits that expire if you don’t use use them. Then there are Amex Offers spending bonuses, bank bonuses and other offers and promotion that expire at the end of every month, and some that will be gone for good once the year is over. So this is a good time to take a look at everything available to you and make sure that you don’t miss anything. Hopefully these end of year reminders will help some you cash in on some last minute deals that you might have missed.

Credit for Streaming, Wireless, Delivery Apps, Dell and More

American Express has been generous with extra benefits during the pandemic. This has added more monthly credits, besides the usual ones that come with some Amex cards. Wireless and streaming services have been a big hit, but it is coming to an end on December 31, 2020. Chase is also providing DoorDash credits for Sapphire Reserve cardholders.

Amex Platinum Card

The Amex Platinum Card currently has some limited time credits this year and ongoing credits as well. Make sure you use the monthly credits before you lose them. Additionally the card also has $100 in Saks Fifth Avenue credits that come as two $50 credits that need to be used by June 31 and December 31.

Amex Business Platinum Card

The Amex Business Platinum Card also has the same limited credits. Additionally it also has  $200 in Dell credits that come as two $100 credits that need to be used by June 31 and December 31. And there’s an additional $100 Dell credit that needs to be used by December 31.

Amex Gold Card

The Amex Gold Card has up to $120 in annual dining credit:

  • $10 dining credit (Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations)

Amex Green Card

There are severla credits that you need to use if you have the Amex Green Card:

  • $10 monthly  wireless service credit
  • Annual $100 CLEAR credit
  • Annual $100 LoungeBuddy credit

Chase Sapphire Reserve

Chase Sapphire Reserve Cardholders get $60 in DoorDash credit for 2020 and 2021. Cardmembers will automatically earn statement credits of up to $60 in 2020 and $60 in 2021 on DoorDash purchases, no activation required.

Citi Prestige

Citi announced a new offer for Citi Prestige cardmembers that will make the holiday season a bit more rewarding. Eligible cardmembers now receive 5 ThankYou Rewards points for every $1 spent on online, cable, and streaming purchases through the end of 2020.

Travel Credits

This is a list of cards that offer credits for airline incidentals, spending at hotels, or just general travel credits. This includes only cards that count these credits based on a calendar year, which means that they will expire on December 31, and reset on January 1. There are several other products not listed here, that base credits on cardmember year, which resets on the date which you were first approved for the card usually.

Other Credits and Benefits

Bank Bonuses

There are several Bank Bonuses that expire at the end of the month. Usuually some of these bonuses just get extended again, but take a look and see if you are eligible for any of these bonuses and if it makes sense for you to apply. I have a full list of Bank Bonsues here, but you can also see the expiring bonuses below.

12/31/2020 First Republic Bank $2,020.00 Personal OR More Details
12/31/2020 Santander Bank $600.00 Personal NH, MA, RI, CT, DE, NY, NJ, PA (Targeted) More Details
12/31/2020 PNC Bank $500.00 Business OH, MI, FL, AL, GA, MD, KY, IN, PA More Details
12/31/2020 Wintrust Bank $500.00 Personal FL, IL, IN, WI More Details
12/31/2020 Clearview $500.00 Personal PA More Details
12/31/2020 First Horizon $450.00 Business AR, AL, FL, GA, KY, MS, NC, SC, TN, VA More Details
12/31/2020 PNC Bank $400.00 Personal Nationwide More Details
12/31/2020 Dollar Bank $400.00 Personal PA, OH, VA More Details
12/31/2020 Seacoast Bank $400.00 Personal FL (Targeted) More Details
12/31/2020 S&T Bank $350.00 Personal PA, OH More Details
12/31/2020 Hancock/Whitney Bank $300.00 Personal LA, MS, FL, AL, TX More Details
12/31/2020 Wings Financial Credit Union $300.00 Personal MN, WI More Details
12/31/2020 Town Bank $300.00 Personal IL More Details
12/31/2020 Washington Savings Bank $300.00 Personal MA More Details
12/31/2020 OneWest Bank $300.00 Personal CA More Details
12/31/2020 Bank of America $300.00 Personal Nationwide (Targeted) More Details
12/31/2020 Fifth Third Bank $250.00 Personal FL, GA, IL, IN, KY, MI, NC, OH, TN, WV More Details
12/31/2020 Five Star Bank $250.00 Personal NY More Details
12/31/2020 Suntrust Bank $200.00 Business AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, D.C More Details
12/31/2020 Sunflower Bank $200.00 Personal AZ, MO, NM, KS, CO, TX More Details
12/31/2020 Mid-Hudson Valley FCU $200.00 Personal NY More Details
12/31/2020 Old Second Bank $200.00 Personal IL More Details
12/31/2020 Community First Credit Union $160.00 Personal FL More Details
12/31/2020 Central Bank $150.00 Personal OK, MO More Details
12/31/2020 Unify Financial Credit Union $150.00 Personal TX More Details
12/31/2020 Liberty Bank $100.00 Business CT, MA, RI More Details
12/31/2020 Spire Credit Union $100.00 Personal MN, WI More Details
12/31/2020 Bar Harbor Bank & Trust $100.00 Personal ME, NH More Details

Amex Offers

There are several Amex Offers that expire at the end of the month. I have a full list of Amex Offers here, but you can also see the expiring offers below.

Exp. Date Merchant Offer Max. Savings/Earning
12/31/2020 Aesop Extra 6X MR 10K MR
12/31/2020 AT&T TV Spend $50, Get $40 $80.00 Details
12/31/2020 Amazon Extra 8X MR 3K MR Details
12/31/2020 America’s Best Coffee Roasting Company 15% statement credit $10.00
12/31/2020 Amex Gift Cards Spend $1,000, Get $50 $50.00 Details
12/31/2020 Amex Gift Cards Spend $300, Get $20 $20.00 Details
12/31/2020 Anthropologie Spend $100, Get $20 $20.00
12/31/2020 Assos Spend $200, Get $50 $50.00
12/31/2020 Adidas Extra 4X MR 5K MR
12/31/2020 Baxter of California Spend $50, get $10 $10.00
12/31/2020 Best Western Spend $100, Get $20 $20.00 Details
12/31/2020 Blacklane Spend $100, Get $20 $20.00
12/31/2020 Bloomingdales Extra 1X MR None
12/31/2020 Blueland Spend $75, Get $25 $25.00
12/31/2020 BobbiBrown Spend $50, get $10 $10.00 Details
12/31/2020 Bouqs.com Spend $65, Get $20 $20.00
12/31/2020 BP/Amoco Spend $25, Get $10 $10.00
12/31/2020 BP/Amoco Spend $25, Get $5 $5.00 Details
12/31/2020 Bulgari Spend $500, Get $100 $100.00
12/31/2020 Cambria & Ascend Spend $150, Get $30 $30.00
12/31/2020 Caviar app Spend $40, Get $10 $20.00 Details
12/31/2020 Celebrity Cruises Spend $500, Get $125 $125.00
12/31/2020 Conrad Spend $500, Get $175 $175.00 Details
12/31/2020 Comfort Hotels Spend $150, Get $30 $30.00 Details
12/31/2020 Cole Haan Extra 6X MR 10K MR
12/31/2020 Delta Air Lines Spend $300, Get $120 $120.00 Details
12/31/2020 DoubleTree by Hilton Spend $225, Get $60 $60.00 Details
12/31/2020 Dunkin 5% statement credit $5.00 Details
12/31/2020 Embassy Suites & Homewood Suites & Home2 Spend $250, Get $60 $60.00 Details
12/31/2020 Enterprise Spend $200, Get $40 $40.00 Details
12/31/2020 EstéeLauder.com Spend $75, Get $15 $15.00 Details
12/31/2020 Expedia 20% statement credit $20.00 Details
12/31/2020 EyeBuyDirect Spend $50, Get $10 $10.00
12/31/2020 Four Seasons Spend $750, Get $150 $150.00 Details
12/31/2020 Glossier.com Spend $50, Get $10 $10.00
12/31/2020 Godiva Spend $50, Get $10 $10.00
12/31/2020 Goldbelly Spend $100, Get $20 $40.00
12/31/2020 GoPro Spend $349, Get $70 $70.00
12/31/2020 Grubhub Extra 1X MR None
12/31/2020 IHG Spend $300, Get $60 $60.00 Details
12/31/2020 Jersey Mike’s Subs Spend $15, Get $5 $10.00
12/31/2020 Kimpton Spend $200, Get $40 $40.00 Details
12/31/2020 Hamilton Jewelers Spend $500, Get $100 $100.00
12/31/2020 Hampton by Hilton Spend $175, Get $50 $60.00 Details
12/31/2020 HarryandDavid Spend $75, Get $15 $15.00
12/31/2020 Hilton Spend $250, Get $60 $60.00 Details
12/31/2020 Hilton Garden Inn Spend $175, Get $50 $50.00 Details
12/31/2020 Hotel Indigo Spend $200, Get $40 $40.00 Details
12/31/2020 Kendra Scott Spend $100, Get $20 $20.00
12/31/2020 LampsPlus Spend $100, Get $20 $20.00
12/31/2020 Levi’s Spend $125, Get $25 $25.00
12/31/2020 Mack Weldon Spend $100, Get $30 $30.00
12/31/2020 Macy’s Spend $60, Get $10 $10.00 Details
12/31/2020 Macy’s Extra 1X MR None
12/31/2020 Marriott Spend $250, Get $75 $75.00 Details
12/31/2020 Martha Stewart Wine Spend $50, Get $30 $30.00
12/31/2020 McDonald’s 15% Statement credit $5.00 Details
12/31/2020 Moda Operandi Extra 4X MR 10K MR
12/31/2020 Norwegian Cruise Line Spend $500, Get $150 $150.00
12/31/2020 Omaha Steaks Spend $50, Get $10 $10.00
12/31/2020 Origins Spend $75, Get $15 $15.00
12/31/2020 Pandora Spend $9.99, Get $9.99 $9.99
12/31/2020 Panera Bread 10% statement credit $5.00 Details
12/31/2020 Persian Royal Tea Company 15% statement credit $10.00
12/31/2020 Porter Road Spend $100, Get $25 $25.00
12/31/2020 Radisson Spend $100, Get $20 $20.00 Details
12/31/2020 Ralph Lauren Spend $200, Get $40 $40.00
12/31/2020 RayBan Spend $150, Get $30 $30.00 Details
12/31/2020 Ready Refresh Spend $45, Get $10 $30.00 Details
12/31/2020 ReserveBar.com Spend $100, Get $20 $20.00
12/31/2020 Rockets of Awesome Spend $100, Get $50 $50.00
12/31/2020 Shoprite 20% statement credit $20.00 Details
12/31/2020 SHOWFIELDS Spend $20, Get $10 Back $10.00
12/31/2020 SimpliSafe Spend $200, Get $50 $50.00
12/31/2020 Staples 10% statement credit $40.00 Details
12/31/2020 Stitch Fix Spend $50, Get $25 $25.00
12/31/2020 Sunglass Hut Spend $150, Get $30 $30.00
12/31/2020 Tapestry Spend $225, Get $60 $60.00 Details
12/31/2020 Terrain Spend $100, Get $20 $20.00
12/31/2020 Vince Spend $300, Get $75 $75.00
12/31/2020 Vinfolio Fine Wines Spend $250, Get $50 $50.00
12/31/2020 Waldorf Astoria Spend $500, Get $175 $175.00 Details
12/31/2020 Wayfair.com Spend $125, Get $25 $25.00 Details
12/31/2020 Wine Insiders Spend $50, Get $30 $30.00 Details
12/31/2020 World’s Leading Cruise Lines Spend $500, Get $100 $100.00 Details
12/31/2020 Uber Eats Extra 9X MR 1800 MR Details
12/31/2020 Under Armour Spend $50, Get $10 $10.00
12/31/2020 Uniqlo Spend $50, Get $10 $10.00
12/31/2020 Zazzle.com Spend $75, Get $15 $30.00 Details
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