Use Chase Ritz-Carlton $300 Travel Credit for Restaurants & Grocery Purchases

Chase has been generous lately with new limited time benefits for its cardholders. One of those is the expansion of the $300 travel credit on the Chase Sapphire Reserve. Since travel is not viable for now for many cardholders, the remaining travel credit automatically applies to purchases at grocery stores and gas stations from June 1 through the end of the year. When this benefit was announced, there was no mention of Chase Ritz-Carlton card, which also has the same $300 annual travel credit. You can no longer apply for this card, but many people still have it.

Chase Ritz-Carlton $300 Travel Credit

It wasn’t clear if the same benefits would be extended to Chase Ritz-Carlton cardholders, but it was rumored that the $300 travel credit on the Chase Ritz-Carlton would also be expanded. Now Doctor of Credit reports that this benefit has already been launched, and is being applied to purchases starting from July 1st. The categories are a little different from the Chase Sapphire Reserve card. Chase Ritz-Carlton credit would include Restaurants and Grocery Store purchases. However, it is not automated.

You need to contact Chase to apply the credit manually for Restaurants and Grocery Store purchases, the same as you would need to do with eligible travel purchases. It is also not clear if this is available to all cardholders. No information has been officially provided by Chase yet.

Guru’s Wrap-up

It is much easier to use the Chase Ritz-Carlton card travel credit now that it applies to restaurant and grocery purchases. Doesn’t make much sense that the categories are different from the Chase Sapphire Reserve card, but as long as grocery purchases are eligible, no one is complaining. One downside is that you need to call in to apply these credits.

Let me know how it works out for you.