Best Credit Cards For Supermarkets And Grocery Stores

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Best Credit Cards For Supermarkets

Best Credit Cards For Supermarkets And Grocery Stores

Groceries are one of the biggest expenses for most people. On top of that, grocery stores and supermarkets are also a good source for purchases of third party gift cards. And they often have gift card deals as well, which could be pretty profitable if you use the right credit card. You should always earn at least 2% on everything you charge, but you can get as much as 6% on grocery purchases. Plus you should watch out for spending offers and limited time promotion from credit card issuers.

I’ll start with the cards that give you the highest rates and are widely available, and work my way down from there. I’ll value all points at 1 cent per points to make the ranking easier, but for same rates, I’ll rank Chase Ultimate Rewards cards first, then American Express Membership Rewards cards next, and TYP last. So let’s get into the list of best credit cards for supermarkets and grocery stores.

Amex Blue Cash Preferred

  • 6% Cash Back at U.S. supermarkets up to $6,000 per year in purchases (then 1%)
  • $95 Annual Fee
  • LEARN MORE

Amex Old Blue Cash

  • Earn 1% at U.S. supermarkets, gas stations & drugstores for first $6,500 in purchases in a reward year, and 5% after that, up to $50,000 per year in purchases.
  • No Annual Fee
  • You can still apply for this card, but it doesn’t come with a welcome bonus
  • Read more about the card

Amex Gold Card

Amex EveryDay Preferred

  • 3X at supermarkets on up to $6,000 per year in purchases, plus 50% bonus (makes it 4.5X) with 30 or more purchases with your Card in a billing period
  • $95 Annual Fee
  • LEARN MORE

Amex Blue Cash Everyday

  • 3% Cash Back at U.S. supermarkets up to $6,000 per year in purchases (then 1%)
  • No Annual Fee
  • LEARN MORE

Huntington Bank Voice Business Card

  • 4% back up to $7K quarterly at Grocery stores, Gas Stations, Office Supply Stores etc
  • No Annual Fee
  • No welcome bonus and available in branch only in OH, MI, IN, PA, KY, WV, IL & WI
  • Read more about the card

Capital One SavorOne® Cash Rewards

  • Earn 3% cashback on groceries, dining and more
  • No Annual Fee
  • LEARN MORE

Capital One Savor® Cash Rewards

  • Earn 3% cashback on dining, 4% on streaming services and more
  • $95 Annual Fee, waived the first year
  • LEARN MORE

Crystal Visa Infinite Card

  • 3X on gasoline, airline, hotel, taxi, rental car, train, bus, restaurant, fast food and takeout food dining purchases
  • $400 Annual Fee
  • The card has had a welcome bonus of 100K points in the past but recently we’ve only seen 50K welcome bonuses. It’s also hard to get approved.
  • Read more about the card

Santander Bravo

  • 3X rewards points on supermarket, gas station, and restaurants
  • $49 Annual Fee (waived first year or with Select/Premier Plus checking account)
  • Rewards are values at 1cpp. 3X rate is capped at $5K spending.
  • Read more about the card

UMB Simply Rewards

  • 3% at Grocery stores, Gas stations, Discount stores, Restaurants
  • No Annual Fee
  • $200 welcome bonus and could be limited based on your location
  • Read more about the card

US Bank FlexPerks Travel Rewards Card

  • 2X FlexPoints on the category you spend the most on (at gas stations, grocery stores or airlines). Worth up to 3% in travel.
  • $49 Annual Fee (waived first year)
  • The card has a signup bonus, currently at 20K FlexPoints
  • Read more about the card

Amex EveryDay

  • 2X at supermarkets on up to $6,000 per year in purchases, plus 20% bonus (makes it 2.4X) with 30 or more purchases with your Card in a billing period
  • No Annual Fee
  • LEARN MORE

Other 2% Cards

Cards with 5% Rotating Categories

Some cards also have 5% rotating categories each quarter. Grocery stores and supermarkets usually appears a few times every year, so it’s a good idea to keep an eye out if you have these cards, and maximize the spending when possible.

Card How 5x Works Activate  
Chase Freedom Flex 5X Ultimate Rewards points on $1,500 per quarter Activate LEARN MORE
Chase Freedom 5X Ultimate Rewards points on $1,500 per quarter Activate No longer available
Discover it 5% cashback on $1,500 per quarter Activate LEARN MORE
ABOC Platinum Rewards 5x points on $1,500 per quarter Register once LEARN MORE
Citi Dividend 5% on up to $6,000 spend for the whole year, can be earned in any quarter N/A No longer available
US Bank Cash+ 5% cashback on $2,000 per quarter Activate LEARN MORE
Vantage West Card 5% on $1,500 per quarter N/A LEARN MORE

Please let me know if there are any other cards that you think should be included in this list of Best Credit Cards For Supermarkets, especially if they’re widely available. And also share your opinions on which card you would consider as the best overall.

DannyDealGuru has partnered with CardRatings for our coverage of credit card products. DannyDealGuru and CardRatings may receive a commission from card issuers. Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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2 thoughts on “Best Credit Cards For Supermarkets And Grocery Stores

  1. Pingback: Stop&Shop/Giant/Martin’s: 3X Fuel Points for Mastercard Gift Cards, 10X on Apple Cards - Danny the Deal Guru

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