Best Credit Cards For Drugstores and Pharmacy Purchases

Best Credit Cards For Drugstores

Best Credit Cards For Drugstores and Pharmacy Purchases

Pharmacy or drugstore purchases are considerable expenses for many people. Besides medicine and health products, pharmacies nowadays carry a wide variety of items from personal care, to drinks, food, stationary and more. They often carry great selections of third party gift cards and Visa, Mastercard and Amex prepaid gift cards. So it makes sense to maximize these purchases through credit card rewards. Below you can find a list of the best credit cards for drugstores and pharmacies.

I’ll start with the cards that give you the highest rates and are widely available, and work my way down from there. I’ll value all points at 1 cent per points to make the ranking easier, but for same rates, I’ll rank Chase Ultimate Rewards cards first, then American Express Membership Rewards cards next, and TYP last. Keep in mind that if a pharmacy is located within a supermarket, then it will usually code as a grocery purchase.

Amex Old Blue Cash

  • Earn 1% at U.S. supermarkets, gas stations & drugstores for first $6,500 in purchases in a reward year, and 5% after that, up to $50,000 per year in purchases.
  • No Annual Fee
  • You can still apply for this card, but it doesn’t come with a signup bonus
  • Read more about the card

Wells Fargo Rewards Card

  • 5x points on gas, grocery, and drugstore net purchases for 6 months on up to $12,500 spent
  • No Annual Fee
  • The card also comes with a $200 bonus if you spend $1,000 in first 3 months
  • Read more about the card

Bank of America Cash Rewards

  • 3% cash back in the category of your choice, and drugstores is one of the options.
  • No Annual Fee
  • The card also comes with a $200 bonus if you spend $1,000 in first 3 months
  • Read more about the card

Huntington Voice Credit Card

  • Earn 3X at one of 13 categories (pharmacy is one of the choices) up to $2,000 per quarter in spending
  • No Annual Fee
  • This card doesn’t have a signup bonus
  • Read more about the card

Other 2% Cards

Cards with 5% Rotating Categories

Some card also have 5% rotating categories each quarter. Drugstores usually appears a few times every year, so it’s a good idea to keep an eye out if you have these cards, and maximize the spending when possible.

Card How 5x Works Activate  
Chase Freedom Flex 5X Ultimate Rewards points on $1,500 per quarter Activate LEARN MORE
Chase Freedom 5X Ultimate Rewards points on $1,500 per quarter Activate No longer available
Discover it 5% cashback on $1,500 per quarter Activate LEARN MORE
ABOC Platinum Rewards 5x points on $1,500 per quarter Register once LEARN MORE
Citi Dividend 5% on up to $6,000 spend for the whole year, can be earned in any quarter N/A No longer available
US Bank Cash+ 5% cashback on $2,000 per quarter Activate LEARN MORE
Vantage West Card 5% on $1,500 per quarter N/A LEARN MORE

Please let me know if there’s any other cards that you think should be included in the list, especially if they’re widely available. And also share your opinions on which card you would consider as the best overall.

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