List Of 2%+ Credit Cards

List Of 2%+ Credit Cards

Having a 2%+ credit card is probably a good idea for most people. We have our bonus category cards for lots of spending and then we’re usually working towards a minimum spend requirement. And then there’s times when you just need a 2% card. So I have complied a list of 2%+ credit cards here, for either miles, points or just plain cash back.

Some of these cards are for specific states or have some requirements in order to get the rate. I’ve listed them anyway, with a short explanation alongside the rate. I’ve also added links if I have covered the card in a post, but the offers listed in those links might not be available any longer.

Please let me know if you see any outdated information in the comments. I’ll do my best to keep the list current.

Alliant Bank

American Express

Bank of America

  • Platinum Privilege Travel Rewards: 2.1x Points (requires 100K with Merrill/BOA)
  • Premium Rewards: 1.5x to 2.62x (bases on your Preferred Rewards tier)

Barclays

  • Priceline 2% Cash (no longer offered)
  • Arrival Plus 2.1% Points (was 2.2, grandfathered for some)

Capital One

Citibank

  • Double Cash

Discover

  • Escape 2% Points (no longer offered)
  • Discover it® Miles 1.5x (At the end of your first year, get an unlimited match of all the Miles you’ve earned, automatically.)
  • Discover it® Cash Back 1% (Get an unlimited dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.)

Fidelity

FNBO

  • Bucksback Visa 2% Cash (CO,IA,IL,KS,NE,SD,TX but all can apply, just use one of those states in the address along with the rest of your actual address)

FNBO Direct

  • Platinum 2% Cash (1 Year)

HSBC

  • HSBC Cash Rewards Mastercard (3% back in the first year on, up to $10K spend, 1.5% after that)

JCB Murakai

  • 3% Cash (CA, NV, OR, WA, or HI)

Kinecta Credit Union

  • Platinum First 2% Points ($1000 max credit limit)

Orbitz

  • 2% Points

Nasa Credit Union

  • Platinum 2% Cash (after $2000, bonus paid at end of the year)

Navy Federal Credit Union

  • Flagship Rewards Visa: 2% Points

Hawaii State Federal Credit Union

  • Signature 2% Cash (Hawaii only, 60 days)

Nusenda Credit Union

  • Platinum Cash Rewards 2% Cashback (Socorro, Taos, or Valencia County. 90 Days)

PayPal

PCMCU

  • Platinum Rewards 5% Cash (Green Bay area, max $50 a month)

PenFed

PSECU

SDFCU

Synchrony

USAA

Zions Bank

  • AmaZing Cash: 2% Cashback (90 Days)
moomoo signup bonus

One thought on “List Of 2%+ Credit Cards

  1. Pingback: Morning Chai: Pioneering Female in Office, Hyatt Diamond Messing With My Head, and Simpsons Extended to Predict Further Presidencies - Rapid Travel Chai

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.