What’s In a Credit Card Number, And Will They Ever Run Out?

There’s a lot of credit cards out there and the number keeps constantly growing. You might worry that they will run out of numbers one day. Maybe we’ll need to make them with 20 digits? Let’s look at what’s in a card number first and then see if they will run out any time soon.…

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Credit Cards Are Charging Less Fees

There’s a new trend in the credit cards world, less fees. While competing for customers, credit card issuers are now eliminating fees. In a 2016 Card Fee Survey conducted by CreditCards.com, a sample of 100 widely held general-purpose cards are charging 593 fees. That’s down from 613 in their 2015 fee survey. The biggest change is in foreign transaction fees. Only 61 cards out of…

2015 Rewards Report, Capital One Best Issuer, Arrival Plus Best Card

CardHub has published a list of the best credit cards that offer the most valuable rewards. The CardHub study looked a 10 big credit card issuers and their non-cobranded, consumer-rewards cards. Cards were scored on their inclusion and registration, earning capabilities, redemption capabilities and the overall perks offered and restrictions each card has. I’m sure there’s…

AMEX Business Platinum Offer, 100K MR Points

Some people have reported being targeted for a 100K AMEX Business Platinum signup bonus. I have this card already and I wasn’t targeted when I signed up in December 2014. It does have a high spend requirement of $10,000 and a $450 annual fee which can be offset almost entirely. The MR points are credited right after…

APPROVED for Chase Ink Plus, After a Phone Call

I applied for the Chase Ink Plus Business Card a week ago, while the 60K point bonus was still available. After completing the application, I was told that I would be contacted in about a week with a decision. Following my own tips, I put together some talking points and I called Chase. The call…