It is a common myth that carrying a credit card balance will help boost your credit score. This is actually not true at all and is just one of the many misconceptions.
Premium credit cards often come with large annual fees, but also extra benefits that give you more value. Travel credits are some of the most important benefits that premium cards offersand many of them expire at the end of the year.
Maximizing credit card rewards is important, and having 2% credit cards in your wallet is a must for your non bonused categories.
Year 2021 is here, and if you carry some of the premium credit cards that come with annual credits and benefits, it’s time to start thinking about how to use them.
The difference between Charge Cards and Credit Cards is not huge, but one can be better suited for your needs than the other. Find out what the differences are and see the best charge cards you can apply for.
Second Round Of Stimulus Checks Would Be Paper Or Direct Deposit Again // Lakewood man indicted in $8 million credit card scheme // Target Closes 175 Stores Nationwide In Wake Of George Floyd Protests, Looting // An entire village in Sweden is on sale for just over $7 million // SpaceX successfully launches humans into orbit
JPMorgan, Citigroup, American Express and other large banks are discussing how to cut back or rejigger some of their cards’ rewards. They want to encourage more card usage and scale back upfront bonuses.
There’s a lot of credit cards out there and the number keeps constantly growing. You might worry that they will run out of numbers one day. Maybe we’ll need to make them with 20 digits? Let’s look at what’s in a card number first and then see if they will run out any time soon.…
When applying for a new credit card, sometimes we see that “pending further review” page instead of the desires “Approved”. But we all know that’s not the end of an application.
If you’ve noticed that it’s getting easier to get a credit card a and you’ve been receiving higher credit limits, you’re not dreaming. The credit card is coming back, even among people with the lowest credit scores. Although things might have gotten a bit tougher for churners. In the second quarter, total household debt increased…
There’s a new trend in the credit cards world, less fees. While competing for customers, credit card issuers are now eliminating fees. In a 2016 Card Fee Survey conducted by CreditCards.com, a sample of 100 widely held general-purpose cards are charging 593 fees. That’s down from 613 in their 2015 fee survey. The biggest change is in foreign transaction fees. Only 61 cards out of…
Discover was named the card provider with the highest satisfaction ratings from consumers, according to market research firm J.D. Power. It dethroned American Express, which held the top spot for the last nine years. Discover has been inching up in the rankings, tying with American Express for the top spot last year and coming in second…
If you’re reading this blog, then most of you get a new credit card to take advantage of the sign up bonus, cash back or points and miles. Most likely, you also use your credit cards in a way that maximizes your cashback/points/miles. But that’s not the case for most Americans. The reason Americans love their credit cards…
CardHub has published a list of the best credit cards that offer the most valuable rewards. The CardHub study looked a 10 big credit card issuers and their non-cobranded, consumer-rewards cards. Cards were scored on their inclusion and registration, earning capabilities, redemption capabilities and the overall perks offered and restrictions each card has. I’m sure there’s…
Ameriprise Financial is offering a bonus of 25,000 MR points when you spend $3,000 within the first three months on the The Platinum Card from American Express. The card has a hefty annual fee of $450, but it is waived for the first year. The card comes with $200 Annual Airline Fee Credit, which you can get twice,…
Amex is offering again a 50K point sign up bonus for the Premier Rewards Gold Card. That’s double of the standard offer. This is not the highest offer out there since they’ve had a 75K offer in the past, but it’s still a good one, since the $175 annual fee is waived for the first year.…
I just received this email offer from Southwest. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months of opening your account with the Southwest Airlines Rapid Rewards® Premier Credit Card. This bonus offer is available to you as long as you have not received a new Cardmember bonus for this…
Some people have reported being targeted for a 100K AMEX Business Platinum signup bonus. I have this card already and I wasn’t targeted when I signed up in December 2014. It does have a high spend requirement of $10,000 and a $450 annual fee which can be offset almost entirely. The MR points are credited right after…
I applied for the Chase Ink Plus Business Card a week ago, while the 60K point bonus was still available. After completing the application, I was told that I would be contacted in about a week with a decision. Following my own tips, I put together some talking points and I called Chase. The call…
I have a lot of personal and business credit cards, just like many of my readers. One of my oldest cards is one that I doubt any of you have. the PayPal Extras Mastercard. The only reason I still have it, is because it is my second oldest card and it doesn’t have an annual…