Update: Please be aware of RadPad’s current cashflow issues and decide for yourself if you want to use their services. You can read discussions on FT and Reddit regarding article of Paul Matthew Jaworski which spread on the ‘net before he deleted it regarding RP’s cash flow problems. Caveat emptor. (HT: Tazz in comments)
If you don’t already know, Chase Sapphire Reserve is the hottest credit card out there right now. Also, starting a few days ago, you could finally add Chase cards to Android Pay. Then there’s RadPad, a service that enables you to pay your rent by ACH, debit card, credit card, Apple Pay Android Pay.
We already knew that when you pay you rent on RadPad, with Chase Sapphire Reserve, through Apple Pay, it codes as travel. Now we have data points that it codes as travel through Android Pay as well. This is great news for those who have Android Phones, a CSR and have monthly rent payments, and not only because it is an easy way to meet the $4,000 minimum spend.
CSR has a $300 Annual Travel Credit once per calendar year. Since it codes as travel, you will get $300 back, once a year on your rent payments.
RadPad charges a 2.99% fee when paying with a credit card through Android Pay. This might scare some people away and makes it useless for most credit cards, but not with CSR. This card earn 3X UR points on travel. This would be like buying UR points for 1 cent, and they’re much more valuable than that to most people when transferring to travel partners. With CSR you get 1.5 cents per point in value when you redeem for travel through Chase Ultimate Rewards for example.
HT: reddit
7 thoughts on “RadPad Codes As Travel For CSR Through Android Pay”
This is awesome. Just one minor correction. You say “Chase Sapphire Reserve, through Apple Pay, it codes as travel. Now we have data points that it codes as travel through Apple Pay as well.” It should read “…as travel through Android Pay as well”. Thanks for the post.
Thanks Paola!!! Fixed
what about apple pay?
Forgot to mention it, but that was already known that it coded as travel with apple pay. I’ll add that.
Thanks Danny
Danny, please be aware of RadPad’s current cashflow issues so others can decide if they still want to use their service. You can read discussions on FT and Reddit regarding article of Paul Matthew Jaworski which spread on the ‘net before he deleted it regarding RP’s cash flow problems. Caveat emptor.
Thanks Tazz, I’m reading more into it now. I’ll add a note to the post.