Best Credit Cards For Supermarkets And Grocery Stores

Groceries are one of the biggest expenses for most people. On top of that, grocery stores and supermarkets are also a good source of manufactured spending since lots of local stores and supermarket chains carry a wide variety of gift cards, including third party gift cards. And they often have gift card deals as well, which could be pretty profitable if you use the right credit card. You should always earn at least 2% on everything you charge, but you can get as much as 6% on grocery purchases.

Best Credit Cards For Supermarkets

I’ll start with the cards that give you the highest rates and are widely available, and work my way down from there. I’ll value all points at 1cpp to make the ranking easier, but for same rates, I’ll rank UR cards first, then MR and TYP last.

Amex Blue Cash Preferred

  • 6% Cash Back at U.S. supermarkets up to $6,000 per year in purchases (then 1%)
  • $95 Annual Fee
  • You can often get a nice signup bonus for this card, up to about $300-$400
  • Apply Here

Amex Old Blue Cash

  • Earn 1% at U.S. supermarkets, gas stations & drugstores for first $6,500 in purchases in a reward year, and 5% after that, up to $50,000 per year in purchases.
  • No Annual Fee
  • You can still apply for this card, but it doesn’t come with a signup bonus
  • Read more about the card

Amex Gold Card

  • Earn 4X Membership Rewards points at U.S. Supermarkets (on up to $25,000 in purchases annually)
  • $250 Annual Fee
  • The card has a 50K signup bonus and some good benefits
  • Read more about the card
  • Apply Here

Amex EveryDay Preferred

  • 3X at supermarkets on up to $6,000 per year in purchases, plus 50% bonus (makes it 4.5X) with 30 or more purchases with your Card in a billing period
  • $95 Annual Fee
  • You can often get a nice signup bonus for this card, up to about $300-$400
  • Apply Here

Amex Blue Cash Everyday

  • 3% Cash Back at U.S. supermarkets up to $6,000 per year in purchases (then 1%)
  • No Annual Fee
  • The card card a signup bonus of $150-$250
  • Apply Here

Huntington Bank Voice Business Card

  • 4% back up to $7K quarterly at Grocery stores, Gas Stations, Office Supply Stores etc
  • No Annual Fee
  • No signup bonus and available in branch only in OH, MI, IN, PA, KY, WV, IL & WI
  • Read more about the card

Crystal Visa Infinite Card

  • 3X on gasoline, airline, hotel, taxi, rental car, train, bus, restaurant, fast food and takeout food dining purchases
  • $400 Annual Fee
  • The card has had a signup bonus of 100K points in the past but recently we’ve only seen 50K bonuses. It’s also hard to get approved.
  • Read more about the card

Santander Bravo

  • 3X rewards points on supermarket, gas station, and restaurants
  • $49 Annual Fee (waived first year or with Select/Premier Plus checking account)
  • Rewards are values at 1cpp. 3X rate is capped at $5K spending.
  • Read more about the card

UMB Simply Rewards

  • 3% at Grocery stores, Gas stations, Discount stores, Restaurants
  • No Annual Fee
  • $200 bonus and could be limited based on your location
  • Read more about the card

US Bank FlexPerks Travel Rewards Card

  • 2X FlexPoints on the category you spend the most on (at gas stations, grocery stores or airlines). Worth up to 3% in travel.
  • $49 Annual Fee (waived first year)
  • The card has a signup bonus, currently at 20K FlexPoints
  • Read more about the card

Amex EveryDay

  • 2X at supermarkets on up to $6,000 per year in purchases, plus 20% bonus (makes it 2.4X) with 30 or more purchases with your Card in a billing period
  • No Annual Fee
  • Apply Here

Amex Blue for Business

  • 2.3X Membership Rewards Points on all purchases on the first $50,000 for the first year
  • No Annual Fee
  • The card is no longer available, and also had 10X Points at U.S. Restaurants on the first $2,000 in purchases
  • Read more about the card

Amex Blue Business Plus

Bank of America Cash Rewards Card

  • 2% at grocery stores plus 10% bonus (makes it 2.2%) when you redeem cash back into a Bank of America checking or savings account.
  • No Annual Fee
  • Read more about the card

Blispay Visa Card

  • 2% Cash Back on all purchases
  • No Annual Fee
  • “No Payments No Interest” on all purchases over $199 if paid in full in 6 months. Could be useful for large purchases.
  • Read more about the card

Capital One Savor Card

PayPal CashBack Mastercard

Citi Double Cash

Discover It

  • 1% everywhere, doubled for the first year
  • No Annual Fee
  • 5% quarterly rotating categories, sometimes at Supermarkets
  • Read more about the card

Chase Freedom

  • 1X Ultimate Rewards Point everywhere
  • No Annual Fee
  • 5% quarterly rotating categories, sometimes at Supermarkets
  • Read more about the card

Please let me know if there’s any other cards that you think should be included in the list, especially if they’re widely available. And also share your opinions on which card you would consider as the best overall.

Advertisements

15 thoughts on “Best Credit Cards For Supermarkets And Grocery Stores

  1. Pingback: Safeway/Vons/Shaw’s, Grocery Savings with Select Third Party Gift Card Purchases - Danny the Deal Guru

  2. Pingback: ShopRite Gift Card Promo, Save $15 When You Spend $100 on Any Brand (11/25-12/1/18) - Danny the Deal Guru

  3. Pingback: Stop&Shop/Giant/Martin’s: 20% Savings on Happy Gift Cards & 2X Fueld Points for Visa Cards - Danny the Deal Guru

  4. Pingback: New Amex Gold Card Mailers for 50K Offer Do NOT Have Lifetime Language - Danny the Deal Guru

  5. Pingback: Stop&Shop/Giant, 10X Fuel Points on Best Buy Gift Cards (10/26-11/1/18) - Danny the Deal Guru

  6. Pingback: Stop&Shop/Giant, 10X Fuel Points on Staples Gift Cards (10/19-10/25/18) - Danny the Deal Guru

  7. Pingback: Publix, Save $10 on $100+ Mastercard Gift Cards - Danny the Deal Guru

  8. Pingback: UMB Simply Rewards Card Review: $200 Bonus Plus 3X on Gas, Dining & Groceries - Danny the Deal Guru

  9. Pingback: Meijer, Get $10 Off $100 Home Depot Gift Cards - Danny the Deal Guru

  10. Pingback: Meijer, $10 Discount When You Purchase $150+ Mastercard Gift Card - Danny the Deal Guru

  11. Pingback: Giant/Stop&Shop, Get $10 in Savings with Purchase of $50 Happy Gift Cards - Danny the Deal Guru

  12. Pingback: Stop & Shop/Giant/Martin’s, 3X Fuel Points on Mastercard Gift Cards (10/5-10/11/18) - Danny the Deal Guru

  13. Pingback: The New Amex Gold card is Here! $250 Annual Fee and 50K Bonus Plus 20% at Restaurants - Danny the Deal Guru

  14. Pingback: Safeway/Vons/Shaw’s Etc., Up to 15% Off Happy Gift Cards - Danny the Deal Guru

  15. Pingback: Stop&Shop/Giant, 10X Fuel Points on Google Play Gift Cards (9/28-10/4/18) - Danny the Deal Guru

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.