Wells Fargo Checking Account Bonus, Get $400 with $3,000 Direct Deposit

Wells Fargo Checking $400 Account Bonus

🔃 Update: This offer is back again but not as good. The bonus is now $400 (instead of $425) and you need $3,000 in direct deposits (instead of $1,000). Offer ends January 13, 2026. You can see the offer here.

Wells Fargo is offering a new bonus for checking accounts. You can get $425 in cash and it looks like the bonus is available nationwide and online. Check out the details of this Wells Fargo checking account bonus below.

How to Earn This Bonus

In order to earn this $425 bonus, you need to:

1. Open a new Wells Fargo consumer checking account with a minimum opening deposit of $25.
2. Within 90 calendar days of account opening (the “qualification period”), receive a total of $1,000 or more in qualifying direct deposits to your new checking account.
   • A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer or the agency or company making these payments that they use the ACH network.
   • Transfers from one account to another, mobile deposits, or deposits made at a branch, or ATM don’t qualify as a direct deposit.

Once the 90-day qualification period has elapsed, Wells Fargo will determine if you have met the offer requirements, and will deposit any earned bonus into your new checking account within 30 days.

Eligibility

• This offer is for new checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer with the exception of checking accounts offered by Wells Fargo Private Bank.
• You are not eligible for this offer if you:
  • Are a current owner of a Wells Fargo consumer checking account
  • Have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
  • Aare a Wells Fargo employee
• Could be available nationwide, but you can check with your zip code before starting the application.

Account Fees

The Wells Fargo Everyday Checking account monthly service fee is $10. The monthly service fee can be avoided with any one of the following each fee period:

• $500 minimum daily balance
• $500 or more in total qualifying direct deposits
• Primary account owner is 17-24 years old. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.)
• Linked to a Wells Fargo Campus ATM Card or Campus Debit Card

Guru’s Wrap-Up

This is a good bonus from Wells Fargo. You need to receive a total of $1,000 or more in qualifying direct deposits to your new checking account, in order to get this $425 bonus. The account also comes with a $10 monthly fee that is easily waivable.

You can also check out this Business Checking bonus at Wells Fargo which can get you up to a $825 in cash.

Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

💡 Link & Key Details

• OFFER PAGE
• Bonus: $400
• Account Type: Everyday Checking
• Availability: Possibly nationwide
• Type of Inquiry: Soft pull
• Direct Deposit Requirement: $3K within 90 days (see what works)
• Other Requirements: None
• Credit Card Funding: Up to $50
• Monthly Fee: $10 but can be waived
• Closing Account Fee: None
• Expiration Date: 4/10/23 5/22/23 8/21/23 10/10/23 4/9/24 5/21/24 8/20/24 5/20/25 11/18/25 1/13/26

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