What Works for Direct Deposit Requirements for Bank Account Bonuses

Direct Deposit Requirements for Bank Accounts

What Works for Direct Deposit Requirements for Bank Account Bonuses

This is a list that will help you figure out how to meet direct deposit requirements for bank account bonuses. When a direct deposit is part of the requirements to get a new account bonus, a regular direct deposit from your employer will always work. However, in most cases a simple ACH transfer from another bank account will also do the trick. Below you can find a list of what ACH transfers work for each institution. Let me know in the comments of any recent data points that I can add, or any of the listed options that no longer work. See below to find out what works for direct deposit requirements for bank accounts that I often write about here on the site.

Bank of America

Doing a ACH transfer from the following accounts will count as a direct deposit:

  • Serve
  • SoFi Money
  • Transferwise
  • Treasury Direct
  • Wealthfront

Bank of the West

Doing a ACH transfer from the following accounts will count as a direct deposit:

  • Capital One
  • Chase
  • Discover
  • PayPal

Chase

Doing a ACH transfer from the following accounts will count as a direct deposit:

Fifth Third Bank

Doing a ACH transfer from the following accounts will count as a direct deposit:

  • Ally
  • Capital One
  • Charles Schwab
  • Chase
  • Discover
  • Paypal

SAFE Credit Union

Doing a ACH transfer from the following accounts will count as a direct deposit:

  • Discover

Service Credit Union

Doing a ACH transfer from the following accounts will count as a direct deposit:

US Bank

Doing a ACH transfer from the following accounts will count as a direct deposit:

  • Alliant
  • Ally
  • Capital One
  • Charles Schwab
  • Discover
  • PNC
  • SoFi Money
  • Tech CU
  • USAA
  • Wells Fargo
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