What Counts as Direct Deposit for Bank Account Bonuses
- What Counts as Direct Deposit for Bank Account Bonuses
- Affinity FCU
- Albert
- Bank of America
- Bank of the West
- BB&T Bank
- BMO Harris
- Capital One 360
- Cash App
- Chase
- Chime
- Citizens Bank
- Clearview FCU
- Comerica
- Fidelity
- Fifth Third Bank
- HomeTrust Bank
- Huntington Bank
- Key Bank
- Monifi
- People’s United Bank
- PNC
- SAFE Credit Union
- Santander Bank
- Service Credit Union
- SoFi Checking & Savings
- Spiral
- Stoneham Bank
- TBK Bank
- Teachers FCU
- Truist Financial
- US Bank
- Wells Fargo
Bank bonuses are an easy way to make money, usually from the comfort of your home. Requirements for each bonus vary, but many of them require you to complete direct deposits. This is a list that will help you figure out what counts as direct deposit for bank account bonuses. Most people have an idea what a direct deposit is.
When a direct deposit is part of the requirements to get a new account bonus, a regular direct deposit from your employer will always work. That is also the safest choice, especially if a bank does a manual review, which is quite rare. But switching your direct deposit with your employer every time you go for a new bonus, might not be feasible. Thankfully, in most cases a simple ACH transfer from another bank account will also do the trick.
Let me know in the comments of any recent data points of what counts as direct deposit for bank bonuses you have done yourself, or if any of the listed options that no longer work.
And now let’s get into the the full list below to find out what counts as direct deposit for bank account bonuses that I often write about here on the site.
Affinity FCU
Doing a ACH transfer from the following accounts will count as a direct deposit:
Albert
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 4/14/22):
Bank of America
Doing a ACH transfer from the following accounts will count as a direct deposit:
- Astra app ✓
- Serve
- SoFi Money
- Transferwise
- Treasury Direct
- Wealthfront
Bank of the West
Doing a ACH transfer from the following accounts will count as a direct deposit:
- Capital One
- Chase
- Discover
- PayPal
BB&T Bank
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 1/20/21):
- Alliant
- Charles Schwab Brokerage
- Chase
BMO Harris
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 11/12/20):
- TransferWise
Capital One 360
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 11/12/21):
Cash App
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 10/26/21):
- Schwab
Chase
Doing a ACH transfer from the following accounts will count as a direct deposit:
- Astra app ✓
- Brex ✓
- Firstrade
- Goldman Sachs
- M1 Finance
- PenFed
- SoFi Money
- SoFi Invest
Chime
Doing a ACH transfer from the following accounts will count as a direct deposit:
- Ally
- Cash App
- Charles Schwab
- Chase
- Discover
- Wells Fargo
Citizens Bank
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 4/7/22):
Clearview FCU
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 4/14/22):
- PNC
Comerica
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 11/12/20):
- Capital One
- Wells Fargo
Fidelity
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 4/7/22):
- Astra app ✓
Fifth Third Bank
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 3/16/22):
HomeTrust Bank
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 3/10/22):
- Chase ✓
Huntington Bank
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 9/10/21):
- Ally
- Chase
- PNC
Key Bank
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 5/2/22):
- Wells Fargo ✓
Monifi
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 11/21/21):
- Alliant
- Ally
- Capital One
- Charles Schwab
- Robinhood
- Wells Fargo
People’s United Bank
Doing a ACH transfer from the following accounts will count as a direct deposit:
- Alliant
PNC
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 4/8/22):
- Fidelity ✓
SAFE Credit Union
Doing a ACH transfer from the following accounts will count as a direct deposit:
- Discover
Santander Bank
Doing a ACH transfer from the following accounts will count as a direct deposit:
- Alliant
- Ally Bank
- Chase
- Fidelity
- Wells Fargo
Service Credit Union
Doing a ACH transfer from the following accounts will count as a direct deposit:
- Alliant
- Discover
- SoFi Checking & Savings
SoFi Checking & Savings
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 4/6/22):
- Astra app ✓
- PNC
- Wells Fargo
These transfers DON”T WORK:
Spiral
Doing a ACH transfer from the following accounts will count as a direct deposit:
Stoneham Bank
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 10/29/21):
- Capital One 360
- Wells Fargo
TBK Bank
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 3/24/22):
- Alliant ✓
Teachers FCU
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 5/31/22):
- Santander ✓
Truist Financial
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 4/8/22):
US Bank
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 3/16/22):
Wells Fargo
Doing a ACH transfer from the following accounts will count as a direct deposit (last updated 5/2/22):
PNC Bank $400
push from Fidelity worked in February. Bonus posted.
Venmo worked for Citizens Bank bonus. Bonus posted after about 2 months.