Targeted $600 Bonus Cash Offer for a New SoFi Loan

sofi loan $600 bonus

Targeted $600 Bonus Cash Offer for a New SoFi Loan

Update: This offer is available again for select customers who have been directly targeted by email.

SoFi is offering a $600 bonus when you get a new personal loan. The offer is sent out by email to select customers only, but you can also check your app and hopefully you are targeted. The email is titled “<Name>, a $600 bonus could be coming your way.” Check out the details of the offer below.


Apply by 7/5/22 and a $600 welcome bonus will be deposited to a SoFi Checking and Savings or SoFi Money account after your personal loan funds. You’ll get your bonus within approximately 30 calendar days after meeting all conditions.

There’s also a similar offer for student loans.

Offer Terms

  • Offer is subject to lender approval, and not available to residents of Ohio.
  • The offer is only open to new SoFi Personal Loan borrowers. It may not be combined with other offers aside from the autopay discount, direct deposit discount, and direct pay discount.
  • If you do not qualify for the SoFi Money Account, SoFi will offer payment via ACH transfer pending completion of a W9 form.
  • Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received as required by applicable law.

Guru’s Wrap-up

This is the best bonus we have seen from SoFi for a personal loan. To get this $600 bonus, you just need to get a new loan from SoFi. But you can pay it back right away so all it costs you is a hard pull from Experian and a few bucks in fees. Just check your emails or the SoFi app to see if you have this offer and apply before July 5th.

Even if you don’t have this offer, you can still earn a total of $600 if you’re in two-player mode. You can refer someone else and both parties earn a $300 bonus.

Also keep in mind that terms state that this offer is for new SoFi Personal Loan borrowers only. So if you have done one of these offers in the past, you probably are not eligible for another bonus.

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