Get $599 Bonus Cash When You Get a SoFi Loan

sofi loan $599 bonus

Get $599 Bonus Cash When You Get a SoFi Loan

SoFi is offering a $599 bonus when you get a new personal loan. The offer is showing up in the app, but probably not for everyone. To see if you are eligible, just download or open the SoFi app and tap on the Loan tab on the lower right corner. Let’s see how the offer works.

Update: There a direct link to this offer here. You need to apply by January 15, so you only have one day left. The bonus is quick and easy once you get approved for the loan. It posted right away for me as soon as the loan was funded.


To receive the offer, you must:

  1. register and apply through the promotion link for a SoFi Personal Loan by 11:59pm EST 1/15/22;
  2. complete and fund a personal loan application with SoFi before 11:59pm EST 1/18/22;
  3. have or open a SoFi Money account within 60 days after starting a personal loan application; and
  4. meet SoFi’s underwriting criteria.

Once conditions are met, your $599 welcome bonus will be deposited into your SoFi Money account within approximately 30 calendar days after earning the bonus.

You can also earn a $300 bonus for new SoFi loans through referrals. Yu also get a $300 bonus when you refer other to apply. There’s no expiration ate on the referral offer. There’s also a similar offer for student loans.

Offer Terms

  • Offer is subject to lender approval, and not available to residents of Ohio.
  • The offer is only open to new SoFi Personal Loan borrowers and may not be combined with other offers aside from the autopay discount, direct deposit discount, and direct pay discount.
  • If you do not qualify for the SoFi Money Account, SoFi will offer payment via ACH transfer pending completion of a W9 form.
  • Bonuses that are not redeemed within 60 calendar days of the date they were made available to the recipient may be subject to forfeit.
  • Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received as required by applicable law.

Guru’s Wrap-up

This is the best bonus we have seen from SoFi for a personal loan. To get this $599 bonus, you just need to get a new loan from SoFi. But you can pay it back right away so all it costs you is a hard pull from Experian and a few bucks in fees. Just check your SoFi app to see if you have this offer and apply before January 15th.

Also keep in mind that terms state that this offer is for new SoFi Personal Loan borrowers only. so if you have done one of these offers in the past, you probably are not eligible for another bonus.


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