SoFi Invest, Fund Your Account and Get 3% Bonus Up to $5K

SoFi Invest funding bonus

SoFi Invest, Fund Your Account and Get 3% Bonus Up to $5K

SoFi Invest has a great bonus for funding the account. You can earn a 3% bonus on the amount that you deposit. Looks like this is a targeted offer, so you should have received an email about it or you can check your SoFi Invest account. If you don’t have an account, you can also earn a $75 signup bonus.


Get up to $5,000 when you fund your SoFi Active Invest account. SoFi will match 3% of net deposits by June 30, 2020, with a maximum bonus up to $5,000. In other words, if you make a $15,000 deposit, we’ll give you $450. You must keep the money in the account for 90 days in order to keep the bonus.

Some people are seeing an offer for a 1% bonus instead.

Offer Terms

  • The offer period is between now and June 30, 2020.
  • The max bonus payout per user is $5,000. All bonuses will be paid within 5 business days of the conclusion of the offer period.
  • Net deposits are required to remain in the account for 90 days following the conclusion of the offer period. SoFi reserves the right to recoup up to the bonus amount from any withdrawals that take place prior to the 90 day period.
  • Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received by applicable law. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer, consult your tax advisor to determine applicable tax consequences.

Guru’s Wrap-up

A good offer that will earn you a 3% return in just three months. But the offer is targeted, so check your emails and accounts to see if you have it. You could also reach out to SoFi and see if you are eligible. Even if you have the 1% bonus, it is still a good deal compared to what banks are offering right now. And if you don’t have a SoFi Invest account, you can get a $75 signup bonus when you deposit $1,000.

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