Chase Spending Bonus for Q4 2026: Earn Up to 10X Points or 5% Back

Chase Spending Bonus for Q4 2026

Chase Spending Bonus for Q4 2026

Chase has a new round of targeted spending bonuses for the fourth quarter of 2026. From October 1 through December 31, eligible cardholders can earn extra points, miles, or cash back on purchases with select Chase cobranded credit cards.

Some offers give bonus rewards at grocery stores, gas stations, and restaurants, while others reward you for reaching specific spending amounts.

These offers are targeted, so not everyone will qualify. You can check the general Chase My Bonus page or try the card-specific registration links.

The Offers

Here are some of the bonuses available this quarter:

Bonus Points or Miles for Spending

  • Earn 1,000 bonus Hyatt points each month you spend $1,000, for up to 3,000 bonus points.
  • Spend $3,000 and earn 3,000 bonus points or miles on select Southwest, United, Aeroplan, and Avios credit cards.
  • Spend $6,000 and earn 6,000 bonus points or miles on select Hyatt, Southwest, United, Aeroplan, and Avios cards.
  • Spend $9,000 and earn 5,000 bonus points or miles on select Hyatt, Southwest, United, and Aeroplan cards.

Bonus Rewards at Grocery Stores, Gas Stations, and Restaurants

  • 10X points: Aeroplan credit cards, on up to $1,000 in spending.
  • 5X points or miles: Marriott Bonvoy, Ritz-Carlton, Southwest, United, and Avios credit cards, on up to $1,000 in spending.
  • 5% back: Instacart Mastercard cards, on up to $1,000 in spending.
  • 5% in Disney Rewards Dollars: Disney Visa cards, on up to $1,000 in spending.
  • 4% back: Southwest Rapid Rewards cards, as statement credits on up to $1,000 in spending.

Check the general Chase My Bonus page, to see if you are eligible for any of these offers. You can also find the card-specific registration links here.

Important Terms

  • Offers apply to qualifying purchases made October 1 through December 31, 2026.
  • Registration is required.
  • Offers are targeted and may vary by cardholder.
  • Spending limits and bonus categories depend on the offer. Check your individual offer terms for activation deadlines and other restrictions.
  • Merchant category codes determine whether purchases qualify for category bonuses.

Guru’s Wrap-Up

These quarterly Chase bonuses can be a nice way to earn extra rewards on purchases you’re already making. The category bonuses are especially useful if you regularly spend money on groceries, gas, or dining.

Check all your Chase cobranded cards, since you might have different offers available. If a card-specific link doesn’t work, try the general registration page.

And let us know in the comments if you’re seeing any other offers this quarter.

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