Ridgewood Savings Bank is offering fee-free Mastercard Gift Card this holiday season. Gift cards can be used anywhere Mastercard is accepted and are available in amounts from $10 – $1,000. You need to visit your local Ridgewood Savings Bank branch during normal banking hours to purchase a gift card today.
Gift Card Terms
Monthly Inactivity Fee (after 12 consecutive months of inactivity): $2.95. Lost/Stolen Card Replacement Fee: $5.00. No charge for replacement cards at expiration. Fees subject to applicable law. Funds do not expire. For complete terms visit MyPrepaidBalance.com or call the number on the back of your card.
I’m not sure if you need to have an account in order to purchase and what kind of limits do they impose. There’s also no expiration date either on the offer which I received by email. These are Mastercard gift cards, which are not as easy to unload. Could be a useful deal for some who have a branch nearby.
Please let me know if you have any more info on these gift card purchases.