Linking Chase Business and Personal Credit Cards

One of the advantages of Chase Ultimate Rewards is that you can combine points you earn from multiple credit cards. That includes personal and business Chase cards. You can also combine points with family members, but that got just a bit harder recently.

So for example you can earn 5X at office supply stores using your Chase Ink Business Cash card and then redeem those points for 1.25 cent each when booking travel with your Chase Sapphire Preferred card, or for 1.5 cents per point if you have the Chase Sapphire Reserve.

So how can you combine your Chase Ultimate Rewards? The easiest option it to have all your cards under one login. To do that, you need to add your personal login to your business one.

Why Link Chase Business and Personal Credit Cards?

Before going into the steps of how to do it, here are some reason on why you should do it:

• You can easily combine all your Chase Ultimate Rewards points
• It’s just easier to manage all your cards if you have them under one login.
• You can quickly see all Chase Offers that are available on each credit card

How to Link Chase Business and Personal Credit Cards

Here’s how to link your business and personal Chase credit cards under one login:

1. Log in to your Chase Business account (this will be your login for all cards going forward)
2. Click the “person icon” near top right corner
3. Choose “Profile & settings”
4. On the left side menu, under “Account settings”, choose “Manage linked accounts”
5. Click “Show my accounts”
6. You will see a list of all Chase Personal and Business accounts for your SSN which you can link to your primary Business account
7. Click “Link relationship” and then click again “Link relationship” to confirm

There are some things to keep in mind:

• You have to add personal card account to your business login, it doesn’t work the other way around
• If you want to unlink account, you need to call in (800-242-7338)
• To link for transfers to other household members, you need to call or send a secure message online