Chase Freedom 5% Categories for Q3 2026
Chase Freedom has revealed the 5% cash back categories for the second quarter of 2026. Starting July 1, 2026 through September 30, 2026, Chase Freedom and Freedom Flex cardmembers can earn 5% cash back on the following categories:
- Gas Stations and EV Charging: Cardmembers can earn 5% cash back on gas station and electric vehicle charging purchases. This helps cardmembers maximize rewards while they’re fueling or charging up for summer road trips.
- Public Transit: Earn 5% cash back on eligible public transit purchases, including trains, buses, ferries, toll bridges and highways, and parking lots and garages. Cardmembers can earn rewards on their daily commute or weekend adventures.
- Select Live Entertainment: Cardmembers can earn 5% cash back on tickets to select live entertainment events, including concerts, sporting events, zoos and amusement parks, helping them make the most of summer activities.
- United Way: Cardmembers can earn 5% cash back on donations to United Way through their official channels. United Way programs help build thriving communities.
In addition to these rotating categories, Chase Freedom Flex cardmembers always earn:
- 5% cash back on travel booked through Chase Travel
- 3% cash back on dining at restaurants (including takeout and eligible delivery services)
- 3% cash back on drugstore purchases
- 1% cash back on all other purchases
To earn 5% cash back on these categories beginning July 1, 2026, Chase Freedom and Freedom Flex cardmembers can activate their bonus categories today.
For more information on participating merchants and how to activate Freedom and Freedom Flexโs quarter category offer, visit Chase.com/Freedom or Chase.com/FreedomFlex.
Also don’t forget to maximize this quarter’s categories as well.
History of Quarterly 5% Categories for Chase Freedom Cards
| Quarter | Categories |
| 2026 – Q3 |
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| 2026 – Q2 |
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| 2026 – Q1 |
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| 2025 – Q4 |
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| 2025 – Q3 |
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| 2025 – Q2 |
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| 2025 – Q1 |
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| 2024 – Q4 |
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| 2024 – Q3 |
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| 2024 – Q2 |
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| 2024 – Q1 |
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| 2023 – Q4 |
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| 2023 – Q3 |
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| 2023 – Q2 |
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| 2023 – Q1 |
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| 2022 – Q4 |
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| 2022 – Q3 |
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| 2022 – Q2 |
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| 2022 – Q1 |
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| 2021 – Q4 |
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| 2021 – Q3 |
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| 2021 – Q2 |
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| 2021 – Q1 |
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| 2020 – Q4 |
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| 2020 – Q3 |
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| 2020 – Q2 |
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| 2020 – Q1 |
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