Chase Freedom Unlimited has anew targeted offer that can earn you up to 80,000 Ultimate Rewards points. It comes in the form of extra rewards for spending, 4X up to $20,000. That’s similar to the current signup bonus, but that only gets you 3X for same spend.
Offer
- Earn 4% cash back on every purchase during your first year, up to $20,000. After that, earn unlimited 1.5% cash back on every purchase.
This offer is targeted and sent by mail to some cardholders.
Card Details
- 0% intro APR for 15 months
- Unlimited 1.5% cash back on any purchase
- No Annual Fee
Eligibility
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.
Also this card falls under the Chase 5/24 rule, so you will not be approved if you’ve had 5 or more new credit cards in the last 24 months. That’s any 5 cards, not just Chase cards.
Guru’s Wrap-Up
Earning 4% back on all purchases for a year is a great offer, but limited to $20,000 in spending and you need to have been targeted. On top of that you also need to be eligible. The bonus is even better if you combine a Chase Freedom Unlimited card with a Ultimate Rewards earning card. You can transfer the points and use them as Ultimate Rewards with a Chase Sapphire Preferred, Reserve, Business Ink Preferred or the old Ink Plus cards. With a Chase Sapphire Reserve card for example you can get a 1.5 cents per point value when booking through Chase portal. That makes this Chase Freedom Unlimited offer a 6% everywhere for a year.
Let me know if you have received this offer and please send a screenshot if you have it.
HT: DoC
