Targeted 40K Points Offer to Upgrade to Amex Gold Card

Amex Gold Card upgrade 40K

Targeted 40K Points Offer to Upgrade to Amex Gold Card

American Express is offering some customers a bonus of 40,000 Membership Rewards points for upgrading to the Gold Card. These offers usually show for Green cardholders, but are also showing for the old discontinued Zync card.

Update (Apr. 28, 2021) – More people are seeing this offer, so check your accounts again. (HT: Miles to Memories)


Upgrade to the American Express Gold Card and earn 40,000 Membership Rewards Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership.

Card Details

  • Earn:
    • 4X Membership Rewards points at U.S. Restaurants
    • 4X Membership Rewards points at U.S. Supermarkets (on up to $25,000 in purchases annually)
    • 3X Membership Rewards points on flights booked directly with airlines and
    • 1X Membership Rewards point for all other purchases.
  • $120 dining credit ($10 per month in statement credits) at Grubhub/Seamless, The Cheesecake Factory, Goldbelly,, Milk Bar, select Shake Shack locations, Boxed (through 8/1/2022), and Ruth's Chris Steak House (through 8/1/2022).
  • $120 annually in Uber Cash which can be used on Uber Eats orders or Uber rides in the U.S., up to $10 per month.
  • The Hotel Collection: $100 hotel credit on qualifying charges, plus a room upgrade upon check-in, when available, when they book a stay of at least two consecutive nights
  • Baggage and car Rental insurance
  • Access to Amex Offers
  • No foreign transaction fees.
  • Annual Fee: $250

Annual Fee

The Amex Gold card has a $250 annual fee. When you upgrade, your card anniversary date doesn’t change. You will be charged a prorated annual membership fee for your new Card based on the time remaining until your next account anniversary date.

Guru’s Wrap-Up

This is a good way to get a 40K bonus on the  Amex Gold card without a hard pull on your credit report, although Amex usually does a soft pull for existing customers. You can also get this bonus if you have had the Gold card in the past.

If you are eligible for a bonus on the Amex Gold Card, currently there is a public offer for a 60K welcome bonus and $250 in dining credits. You can also go for the 60K bonus through referrals.

Let me know if you see the offer in your accounts. You can find it under the Amex Offers section, or on top of the page.

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