Amex Business Platinum 200K Offer with No Lifetime Language Available Again (Targeted)

Amex Business Platinum 200K Offer with No Lifetime Language

American Express has been offering massive welcome bonuses in recent years. Some people are able to pull up a 250,000 points bonus for The Business Platinum Card® from American Express for example. There’s also a 200,000 points offer for the same card which is available by phone. But now many people are targeted for a 200K bonus online, and the offer has no lifetime language. These NLL offers had been drying up recently, so it’s good to see that a new wave is going out.

Welcome Bonus

• Earn 200,000 Membership Rewards® points after you spend $15,000 or more on eligible purchases on your Business Platinum Card® from American Express within your first 3 months of Card Membership starting from the date your account is approved.
• Annual Fee: $695

How to Find This Offer?

This is a targeted offer that is showing up for many people. Sadly, I don’t have a link where you can check.

You can normally find it online in your American Express account, in the Amex Offers section. It could also be worth checking the Amex app as sometimes wee see it showing up there, and not on desktop.

American Express often send these same offers by email, so take a look at your inbox. And last but not least, also keep eye on your mail.

Eligibility

In order to be eligible for this offer, you must first be targeted through on the avenues described above. Once targeted, then you should be able to apply, regardless of when or if you ever had The Business Platinum Card® from American Express in the past.

American Express normally has a lifetime restriction for signup bonuses, which covers the last 5-7 years. But this 200K Business Platinum offer has no such lifetime language (often referred to as a NLL offer). With that said, it’s always a good idea to check your own offers and make sure that it does not contain that language.

Card Details

• Earn:
  • 5X Membership Rewards points for each dollar of eligible purchases made when you book on the American Express Travel website
  • 2X Points per dollar on
    • eligible purchases of $5,000 of more
    • U.S. Electronics goods, retailers, software, and cloud service providers
    • U.S. Construction materials and hardware supplies
    • U.S. Shipping providers
  • 1X on all other eligible purchases
• Use Membership Rewards Pay with Points for all or part of an eligible fare and get 35% of those points back, up to 1,000,000 bonus points per calendar year. This benefit is changing on Sep. 18, 2025.
• Redeem points for 1 cent each if you also have an Amex Business Checking account.
• $600 Hotel Credit ($300 semi-annually) for prepaid bookings at Fine Hotels + Resorts or The Hotel Collection ( two-night minimum) through American Express Travel.
• Dell: Up to $150 in statement credits on U.S. purchases directly with Dell and an additional $1,000 statement credit after you spend $5,000 or more on that same card per calendar year.
• Up to $120 annual statement credits for purchases made directly from any US wireless telephone provider, up to $10 per month. Enrollment required.
• Indeed – Get up to $360 credit ($90 per quarter). Enrollment required.
• Adobe: $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year. Enrollment required.
• Access to more than 1,400 airport lounges across 140 countries
• $200 in statement credits per calendar year for airline incidental fees. Enrollment required.
• $200 in Hilton statement credits per calendar year (up to $50 per quarter) when you enroll and make purchases directly with a property in the Hilton portfolio (see what works).
• Spend $250,000 on eligible purchases in a calendar year and receive:
  • $1,200 Amex Travel Online Flight Credit: Unlock up to $1,200 in statement credits for use in the next calendar year on flights booked on AmexTravel.com.
  • $2,400 One AP® Statement Credit: Unlock up to $2,400 in statement credits for use in the next calendar year on monthly fees for American Express One AP®, American Express’ digital accounts
• 35% Airline Bonus for a First or Business class flight on selected qualifying airline when using Membership Rewards Pay with Points through American Express Travel.
• Receive a statement credit every 4 years for Global Entry ($120) or every 4.5 years for TSA PreCheck (up to $85).
• Cover the cost of a CLEAR Plus membership with up to $209 in statement credits per year after you pay with your Business Platinum Card. Enrollment required.
• Leaders Club Sterling Status (The Leading Hotels of the World)
• Marriott Bonvoy Gold Elite status
• Hilton Honors Gold status
• Platinum Card Concierge available 24/7 to help with anything from special dinner reservations to finding the perfect gift. 
• Resy Dining Benefit
• No Foreign Transaction Fees
• Annual Fee:
  • Primary Cardholder Annual Fee: $895 (Rates & Fees)
  • Additional Employee Cards Fees:
    • $400 annual fee for each Employee Business Platinum Card
    • No Annual Fee for Employee Business Expense Card

Travel Partners

To unlock more value for your Membership Rewards points, you should take a look at all the hotel and airline partners. 200,000 Membership Rewards points can easily be worth about $3,000 or more.

Besides these travel partners, you can cash out Membership Rewards points for a value of 1.1 cents if you have a Charles Schwab Platinum Card, or 1 cent each with an Amex Business Checking account.

Guru’s Wrap-up

This is a great welcome offer for a credit card, even with the $695 annual fee. 200,000 Membership Rewards are worth about $3,000, so you are getting over $2,300 in value even after subtracting the annual fee. But the card also has valuable benefits that it maximized give you considerable value.

Let me know in the comments if you are targeted for this offer. And if so, where did you find it?

HT: Travel on Points