S&T Bank, Up to $900 Business Checking Bonus (PA, OH)

S&T Bank Business Checking Bonus

🔃 Update: This offer is back again through 3/31/26.

S&T Bank has a new bonus of up to $900 for business checking accounts. This offer is available in PA and OH only. The bonus comes in two parts as you need to open a business checking account and also sign up for a payment processing account through Elavon. However you can just do the checking account if you prefer. Let’s see how this S&T Bank Business Checking bonus works and whether it makes sense for you.

Bonus Details

This bonus comes in two parts. The first part is a bonus of $300 or $600 for a new Basic Business Checking account. Here’s how that works

• Open new account by March 31, 2026:
  • To qualify for the $300 incentive, open a new Basic Business Checking account and fund with $1,000 within the first five business days of account opening. Must have a daily balance of $1,000 or more on May 4, 2026.
  • To qualify for the $600 incentive, open a new Basic Business Checking account and fund with $25,000 within the first five business days of account opening. Must have a daily balance of $25,000 or more on May 4, 2026.

Then comes the second part of the bonus. Once qualifications have been met for the new Basic Business Checking account, business is able to qualify for an additional $300 incentive when a S&T Positive Pay and/or ACH Positive Pay solution is established on the new Basic Business Checking account. Positive Pay or ACH Positive Pay must be activated by May 4, 2026, to receive the additional incentive on May 14, 2026, which will be credited to the S&T Basic Business Checking account. Limit one $300 incentive per business, regardless of the number of Positive Pay or ACH Positive Pay solutions are added.

Incentives will show as “Cash Incentive” on your monthly statement. The value of the incentives may be reported on Internal Revenue Service (IRS) Form 1099 and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation.

Eligibility

• The offer is available in PA and OH only.
• New account will not be eligible for offer if any signer has signing authority on an existing S&T Bank business checking account.
• You are not eligible if you have closed an account within the past 90 days or have been paid a promotional premium in the past 12 months.
• If you open multiple accounts with the same signers, only one account will be eligible for the incentive.
• Estate accounts are not eligible for this promotion.
• Limit one $300 incentive per merchant, regardless of the number of business locations. Business is subject to underwriting and approval by Elavon. 
• Offer only available to merchants inside the United States.

Account Fees

The Basic Business Checking account has no monthly fees.

Elavon charges 2.65% plus 19 cents per transaction fee on all “card present” transactions. I’m not sure if there are any other fees when signing up.

Guru’s Wrap-Up

A great business checking bonus for those in PA and OH. You just need to open the account with $1,000 and keep it in the account for one to two months to get the first half of the bonus. You can go for the $600 bonus with a $25K deposit.

The Basic Business Checking account has no monthly fees. For the second half of the bonus you need to set up S&T Positive Pay and/or ACH Positive Pay solution. You won’t pay much in fees for a small transaction, but I’m not sure if there are any setup fees.

Bank bonuses in general are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. You can also access bonuses available in your state by visiting dannydealguru.com/tag/PA-bank-bonus/ (this is an example for Pennsylvania). Just replace PA with your state.

And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

💡 Link & Key Details

• OFFER PAGE
• Account Type: Basic Business Banking
• Availability: PA, OH
• Inquiry Type: Soft pull
• Credit Card Funding: No
• Direct Deposit Requirement: No
• Other requirements: $1K/$25K balance, set up S&T Positive Pay and/or ACH Positive Pay
• Monthly Fee: No
• Closing Account Fee: Unknown
• Expiration Date: 9/30/21 12/31/21 3/31/22 6/30/22 9/30/22 3/31/23 12/31/23 6/28/24 12/31/24 3/31/25 3/31/26

Found a Bank Offer? Let me know! Email me at dannydealguru @ gmail.com