US Bank Business Checking Bonus, Get $400 with New Account

US Bank Business Checking Bonus

US Bank Business Checking Bonus, Get $400 with New Account

US Bank is offering a bonus of $400 for new business checking accounts. You can open the account online, but you need to be in US Bank’s footprint to do so. If you’re in a state with no US Bank branches you could still apply if you have an existing relationship with the bank. This $500 bonus for the US Bank Business Triple Cash card could be a good way to start a relationship.

This offer has expired. See the full list of available bank bonuses here.


Earn $400 when you:

  • Open a new U.S. Bank Silver, Gold or Platinum Business Checking Account with the promo code AF49ZCB.
  • Deposit $1,500 in new money within 30 days of account opening and maintain balance for 60 days.
  • Enroll in the U.S. Bank Mobile App or U.S. Bank Online Banking within 60 days of account opening.
  • Complete 10 qualifying transactions within 60 days of account opening.

Offer Terms

  • The bonus will be deposited into your new U.S. Bank Gold Business Checking account within 45 days of settlement verification, as long as the account is open and has a positive balance.
  • Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. 


  • Offer is available almost nationwide, but only in states that have US Bank branches. If you don’t have a branch in your state, you could still be eligible to open an account if you have an existing relationship. However it’s not guaranteed. It didn’t work for me in NY.
  • Offer is not valid if you or any signer on the new accounts have an existing US Bank business checking account, had a US Bank business checking account in the last 12 months, or if you have an existing US Bank Payment Solutions relationship.
  • Current U.S. Bank employees are not eligible.


  • US Bank Silver Business Checking has no monthly fees.

Guru’s Wrap-Up

This is a good bonus that many readers should be eligible for. The requirements are relatively easy and the US Bank Silver Business Checking account has no fees. The bonus is now increased to $400 (up from $300) and you only need to deposit $1,500 within 30 days and maintain that balance for 60 days. Then make sure you enroll in the U.S. Bank Mobile App or U.S. Bank Online Banking and complete 10 transactions within 60 days as well. You will receive your bonus within 45 days after that. 

If this bonus is not for you, then you can check our full list of available bank bonuses. If you’re new to bank account bonuses, you can learn more about churning bank accounts here. Bank bonuses are a great way to generate some extra income, so it is worth looking into them. You can can definitely bring a few thousands of dollars annually, and most requirements can be easily completed from home.

US Bank Bonus Details

  • Promo Code: AF49ZCB
  • Bonus: $400
  • Account Type: Silver Business Checking
  • Availability: States with US Bank branches only
  • Inquiry Type: Soft pull
  • Opening Deposit Credit Card Funding: No
  • Direct Deposit Requirement: No
  • Other Requirements: $3K deposit, and enroll in online banking
  • Monthly Fee: No
  • Closing Account Fee: None
  • Expiration Date: 12/22/21 4/29/22 7/29/22 10/28/22 12/21/22 1/9/23

HT: Doctor of Credit

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2 thoughts on “US Bank Business Checking Bonus, Get $400 with New Account

  1. Hey, so I’ve been wondering. Is there any downside to closing a bank account you’ve had for a long time? Like in Chex sense?

    • I don’t believe there’s any benefit to keeping old accounts open regarding Chex. Your score is mostly based on negative reports from any previous accounts and number of inquiries, mainly in last 12 months.

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