US Bank $400 Bonus for Checking Accounts
US Bank is offering a bonus of $400 for new checking accounts. There is a direct deposit requirement for this bonus. You can open the account online, but you need to be in US Bank’s footprint to do so. It is available in most states though. Check out the details of this US Bank bonus below.
Offer
Earn a $400 bonus by opening a new U.S. Bank consumer checking account online, excluding Student Checking and Safe Debit Account, by September 2, 2022. Use code 2022JUL and complete the following requirements within 60 days:
- Enroll in online banking or the U.S. Bank Mobile App.
- Complete two or more direct deposits totaling $4,000 or more.
The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
Eligibility
- Offer is available almost nationwide. You must be in a state where they have physical branches.
- Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
- Current U.S. Bank employees are not eligible.
Fees
Easy Checking is the best option. It has a $6.95 monthly fee that is waived:
- Combined monthly direct deposits totaling $1000+
- Average account balance of $1,500.
- Account holder(s) age 65 or greater.
Guru’s Wrap-Up
This is a good bonus that almost everyone should be eligible for. You can open the account online. The account is easy to keep fee-free and you need to complete two direct deposits to get the bonus. To get $400 those direct deposits need to total $4,000 or more. Then enroll in either U.S. Bank online banking or the U.S. Bank Mobile App.
If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.
Offer Details
- OFFER PAGE
- Promo Code: 2022JUL
- Max Bonus: $400
- Account Type: Easy Checking
- Availability: Nationwide (only states that have US Bank branches)
- Inquiry Type: Soft pull
- Opening Deposit Credit Card Funding: Up to $250
- Direct Deposit Requirement: Two direct deposits that total $4,000 or more (see what works)
- Other Requirements: Enroll in either U.S. Bank online banking or the U.S. Bank Mobile App
- Monthly Fee: $6.95 (can be waived)
- Closing Account Fee: None
- Expiration Date: 9/2/22
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