credit cards

June 17, 2015

Americans Prefer Credit Cards to Cash, But Not For the Rewards

If you’re reading this blog, then most of you get a new credit card to take advantage of the sign up bonus, cash back or points and miles. Most likely, you also use your credit cards in a way that maximizes your cashback/points/miles. But that’s not the case for most Americans. The reason Americans love their credit cards…
April 29, 2015

2015 Rewards Report, Capital One Best Issuer, Arrival Plus Best Card

CardHub has published a list of the best credit cards that offer the most valuable rewards. The CardHub study looked a 10 big credit card issuers and their non-cobranded, consumer-rewards cards. Cards were scored on their inclusion and registration, earning capabilities, redemption capabilities and the overall perks offered and restrictions each card has. I’m sure there’s…
April 20, 2015

[Expired] Ameriprise Amex Platinum, 25,000 MR Points & Waived Fee

Ameriprise Financial is offering a bonus of 25,000 MR points when you spend $3,000 within the first three months on the The Platinum Card from American Express. The card has a hefty annual fee of $450, but it is waived for the first year. The card comes with $200 Annual Airline Fee Credit, which you can get twice,…
April 4, 2015

Amex Premier Rewards Gold Card, 50K Points Sign Up Bonus

Amex is offering again a 50K point sign up bonus for the Premier Rewards Gold Card. That’s double of the standard offer. This is not the highest offer out there since they’ve had a 75K offer in the past, but it’s still a good one, since the $175 annual fee is waived for the first year.…
March 27, 2015

Southwest Premier Credit Card, 50K Points Offer +$100 (Targeted)

I just received this email offer from Southwest. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months of opening your account with the Southwest Airlines Rapid Rewards® Premier Credit Card. This bonus offer is available to you as long as you have not received a new Cardmember bonus for this…
March 17, 2015

AMEX Business Platinum Offer, 100K MR Points

Some people have reported being targeted for a 100K AMEX Business Platinum signup bonus. I have this card already and I wasn’t targeted when I signed up in December 2014. It does have a high spend requirement of $10,000 and a $450 annual fee which can be offset almost entirely. The MR points are credited right after…
March 6, 2015

APPROVED for Chase Ink Plus, After a Phone Call

I applied for the Chase Ink Plus Business Card a week ago, while the 60K point bonus was still available. After completing the application, I was told that I would be contacted in about a week with a decision. Following my own tips, I put together some talking points and I called Chase. The call…
March 3, 2015

The Worst Credit Card I have in my Wallet

I have a lot of personal and business credit cards, just like many of my readers. One of my oldest cards is one that I doubt any of you have. the PayPal Extras Mastercard. The only reason I still have it, is because it is my second oldest card and it doesn’t have an annual…
February 25, 2015

AMEX to Raise Interest Rates by 2.5%

American Express credit cards with get a bit more expensive, if you carry a balance. AmEx lost one of its biggest retailer partnerships (No more AmEx cards at Costco U.S. stores next year) and suffered a defeat in an antitrust lawsuit this month. To make up for those losses, it is raising interest rates on a swath of…
February 23, 2015

IHG Offer for 80K Points and $50 Credit

IHG has had a few versions of this offer in the last few weeks, but this is the highest that has been reported recently. We have talked about a 70K offer in our blog before and now with some maneuvering you can receive the latest deal for 80K IHG points + $50 credit, after spending $1,000…
February 23, 2015

AmEx Gold Delta Skymiles credit card is offering 50,000 Skymiles Bonus

The American Express Gold Delta Skymiles credit card is offering 50,000 Skymiles after you spend $1,000 within the first three months. The card has a $95 annual fee but you receive a $50 statement credit after your first Delta purchase (also must be made within the first three months). The offer is not publicly available, but anyone…
February 23, 2015

U.S Airways credit card offers 50,000 miles Bonus

The U.S Airways credit card from Barclaycard is currently offering a sign up bonus of 50,000 miles after your first purchase. The annual fee of $89 is not waived and these cards will soon be discontinued and converted into the Barclaycard American Airlines Aviator credit cards. With the US Airways® Premier World MasterCard® you’ll enjoy:…