PNC Bank Bonus, Get Up To $400 with Checking Account

PNC Bank has a new offer for a $200 or $400 bonus when you open a PNC Virtual Wallet account. The offer has been extended until June 30, 2023. Let’s see the details of this PNC Bank bonus.

Offer

For this PNC $400 Bonus Offer, you need to open a new PNC Virtual Wallet and establish a direct deposit.

• Virtual Wallet – $50 bonus with a direct deposit of $500 within 60 days
• Virtual Wallet with Performance Spend – $200 bonus with a direct deposit of $2,000 within 60 days
• Virtual Wallet with Performance Select – $400 bonus with a direct deposit of $5,000 within 60 days

You must open a new personal checking account online via the promotional link or at a branch using the coupon code that you receive via email upon request.

Your checking account must remain open in order for you to receive the initial bonus reward, which will be credited to the eligible account within 60 to 90 days after all conditions have been met.

A qualifying direct deposit is defined as a recurring direct deposit of a paycheck, pension, Social Security, or other regular monthly income electronically deposited by an employer or an outside agency into a Performance or Performance Select Checking Account, or the Spend Account of a Virtual Wallet with Performance Spend.

Eligibility

New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.

There’s no state limitation mentioned on this offer so everyone should be eligible. Usually we see it limited to AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA and WI.

Fees

Virtual Wallet with Performance Spend has a $15 monthly fee that is waived with:

• $2,000 or more average monthly balance in Spend + Reserve
• OR, $2,000 or more in total qualifying monthly direct deposits to the Spend
• OR, $15,000 combined average monthly balance

Virtual Wallet with Performance Select has a $25 monthly fee that is waived with:

• $5,000 or more average monthly balance in Spend + Reserve + up to 6 linked checking accounts
• OR, $5,000 or more in total qualifying monthly direct deposits to the Spend
• OR, $25,000 combined average monthly balance

$25 fee if you close the account within 180 days.

Guru’s Wrap-Up

This PNC Bank bonus is now available nationwide. So many more readers can qualify for the bonus. Both, the $200 and $400, are good bonuses if you have the required $2,000 or $5,000 respectively. You need those amounts to get the bonus and also to keep the accounts fee-free. The bonus is even easier now that it doesn’t require any debit purchases.

If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

Offer Details

• OFFER PAGE
• Account Type: PNC Virtual Wallet
• Availability: Nationwide
• Inquiry Type: Soft pull
• Credit Card Funding: Up to $2,000
• Direct Deposit Requirement: Yes ($2,000, or $5,000)
• Other requirements: No
• Monthly Fee: $15-$25 (waivable)
• Closing Account Fee: $25 if closed within 180 days
• Expiration Date: 9/30/2018 12/31/2018 3/31/2019 5/31/2019 9/30/19 12/31/19 3/31/20 5/4/20 6/30/20 7/31/20 9/30/21 12/30/21 5/31/22 6/30/22 8/31/22 6/30/23

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