Pay United Cards Annual Fees with MileagePlus Miles (Up to 1.75 Cents per Mile)

Pay United Cards Annual Fees with MileagePlus Miles

Chase and United Airlines offer several credit cards that earn MileagePlus miles. The value of United miles has been declining in recent years, but there’s one good redemption option that you might not be aware of.

Chase United Airlines cardholders can use United MileagePlus miles to pay their credit card annual fees. This option will yield a value up to 1.75 cents per mile (up from a flat 1.5 on all cards), which is higher that what you can often get when redeeming for award flights.

Eligible Credit Cards

How to Use Miles to Pay Annual Fee

Here’s how to go about redeeming MileagePlus miles to cover the annual fee on your Chase United credit cards:

  • Sign into your account at
  • Click on “More” on the top right corner of your account page
  • Select “Rewards dashboard” from the menu
  • Choose “Use MileagePlus miles with Pay Yourself Back” on the top navigation bar

If you are a United Awards Cardmember (no longer available to new cardmembers) and want to redeem miles for your annual fee, please call the number on the back of your credit card to reach a Chase specialist who can process your transaction.

There are a few other details worth mentioning:

  • You can use miles for partial annual fee reimbursement.
  • Miles may be redeemed for a statement credit using Pay Yourself Back against the prior payment of your annual fee within 90 days before the redemption request date.
  • Redemption values is shown on the transaction page prior to redemption.
  • Redemption values may change at any time.
  • Statement credits will post to the card account within 3 business days of a request to redeem and will appear on the monthly Chase credit card billing statement within 1-2 billing cycles.
  • Statement credits will reduce your balance but you are still required to make at least your minimum monthly payment.

Guru’s Wrap-up

You can get a value between 1.5¢ and 1.75¢ per mile when you redeem towards your United credit card annual fee. That’s actually a pretty good value for MileagePlus miles, and it’s even better now that it has been increased from a flat 1.5¢.

Chase and United Airlines are also offering increased welcome bonuses on several credit cards for a limited time.

HT: Doctor of Credit

Disclaimer: I receive part of the commission when you use any of the links in this article to apply for credit cards through

Subscribe to our daily (Mon-Fri) newsletter!

* indicates required

View previous campaigns.

1 thought on “Pay United Cards Annual Fees with MileagePlus Miles (Up to 1.75 Cents per Mile)”

  1. Good to know and timely. Last month was my AF payment. Now refunding me after retroactively paying with 6250 miles at 1.52 cents per mile.
    Thank you!

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Subscribe to Blog via Email

Enter your email address to subscribe to receive notifications of every new post by email.

Join 5,818 other subscribers

Support the site: Shop through our 

Stay Connected
Join our new Facebook Group

(exclusive opportunities for members only)

Popular Posts
Homepage | About Us | Privacy Policy | Disclosure Policy

Subscribe to our Newsletter

Subscribe to receive one daily email (sent at 8PM ET, Monday through Friday) with all the news and deals.

%d bloggers like this: