Dubai First Royale MasterCard
The Dubai First Royale MasterCard is probably the most exclusive credit card in the world. As you would expect, it is an invitation-only credit card with no pre-set spending limit. But exact details and benefits of the card are not really known. The card requires an undisclosed annual fee that buys you a “dedicated relationship manager”, according to United Arab Emirates based company, Dubai First.
The exclusivity of the card start with its design. The Dubai First Royale MasterCard is a stark black. There is real gold wrapping two sides of the credit card. In the center of the card there’s a .235-carat solitary diamond. Yes, a real diamond. Everyone will know that you are rich as soon as you take it out of your wallet. But the design is not the only thing that sets this card apart and makes it probably the most exclusive out there.
As far as benefits go, there’s really no published list. That would mean that there’s limitations. The Dubai First Royale MasterCard is not about earning cash back, or miles and points so you can take a trip somwhere.
The card gets you a relationship manager that provides “royal lifestyle management”. Cardholders could demand anything, and their personal manager will try to get it for them, 24 hours a day. The Royale MasterCard is rumored to have no credit limit and zero restrictions. You can literally swipe it to buy anything. You can expect any amount and any type of transaction to go through. Yacht, mansion, you name it.
The card is available to members of the royal family and individuals in the ultra-high-net-worth category. The card is not available for applications, online, by phone or in person. You can check out the dedicated page here. You can request a callback if you think you’re worthy, but don’t hold your breath. The card is available by invitation only, and just being ridiculously rich alone, doesn’t guarantee your eligibility.
Most of the cardholders are in the United Arab Emirates, but it is available to clients from around the world.