Citizens Bank $400 Bonus for New Checking Accounts
Citizens Bank has a new promotion that can earn you $400 in cash for opening a new account. This offer is available in CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI and VT, and now also in DC, FL and MD because Citizens acquired about 80 HSBC branches. This time you only need to open a checking account. Let’s see how this Citizens Bank $400 bonus works.
The bonus comes in two parts, and here’s how you can earn it:
- To earn a $300 bonus:
- open your first new personal checking account by 9/29/22 and
- have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening.
- To earn up to $100:
- Get paid $2 per qualified debit transaction (up to $100) that post and clear your new checking account within 60 days of account opening.
|Account Opened in:||$500 Direct Deposit||Debit transactions||Bonus paid by:|
|June 2022||Within 60 days of account open date||Within 60 days of account open date||October 31, 2022|
|July 2022||Within 60 days of account open date||Within 60 days of account open date||November 30, 2022|
|August 2022||Within 60 days of account open date||Within 60 days of account open date||December 31, 2022|
|September 2022||Within 60 days of account open date||Within 60 days of account open date||January 31, 2023|
- Offer available in CT, DC, DE, FL, MA, MD MI, NH, NJ, NY, OH, PA, RI & VT.
- Primary signer on the new checking account may not be or have been a primary or secondary signer on any personal checking account within the previous six months.
- One Deposit Checking account is probably the best option, has a monthly maintenance fee of $9.99 that is waived with one deposit each statement period.
- The savings account doesn’t have a monthly fee.
- No early closing fees.
Citizen has offered a $600 bonus in the past, but it required opening a savings account as well and have a $15K deposit. This new offer requires just the direct deposit of $500 or more within $60 days. That gets you the first $300, and then you can earn up to $100 with 50 debit transactions ($2 per qualified debit transaction). One Deposit Checking account is eligible for the account and that makes it even better, since it’s easy to keep fee free with a monthly direct deposit.
- OFFER PAGE
- Bonus: $400
- Account Type: Checking Account
- Availability: CT, DC, DE, FL, MA, MD MI, NH, NJ, NY, OH, PA, RI & VT.
- Inquiry Type: Soft pull
- Credit Card Funding: Yes, up to $1000
- Direct Deposit Requirement: $500
- Other Requirements: 50 debit transactions
- Monthly Fees: $9.99 (can be waived)
- Closing Account Fee: None
- Expiration Date:
11/26/20 5/13/21 7/8/21 9/2/21 10/28/21 2/17/22 4/14/22 6/9/229/29/22