Chase Freedom Flex Adds New “Top-Spend Category Bonus” for Q4, Earn Up to 9% Cash Back

Chase Freedom Top-Spend Category Bonus

Chase Freedom Flex New “Top-Spend Category Bonus” for Q4

Chase Freedom has announced a new Top-Spend Category Bonus just in time for the holidays. Cardmembers will now have the chance to earn even more while they spend. 

This quarter, cardmembers who activate their Q4 bonus categories will automatically earn 5% total cash back (4% in addition to their unlimited 1% cash back) on up to $1,500 in the eligible rewards category where they spend the most through Dec. 31, 2021. This offer is separate from your quarterly bonus category offer, but automatically added to your account when you activate your Q4 bonus categories.

Eligible rewards categories include:

  • travel (including transit)
  • dining
  • home improvement stores
  • select streaming services
  • select live entertainment
  • gas stations
  • drugstores
  • fitness clubs
  • grocery stores (not including Target and Walmart purchases).
  • Learn more about Chase Freedom Flex’s Top spend category bonus here.

As an extra gift to yourself, purchases made in your Top spend category through PayPal, a Q4 quarterly bonus category, will earn a total of 9% cash back. Since the Freedom Flex card already earns 3% cash back on dining and drugstore purchases, you can now earn a total of 7% cash back with the top spend category bonus. Additionally, Walmart is a bonus category this quarter and cardmembers will automatically earn 5% cashback when shopping for gifts, groceries and more when shopping at in-stores or online.

Your total spend from purchases made in your top spend category will be calculated at the end of the offer period, December 31, 2021. Allow up to 8 weeks after the end of the offer period for your bonus cash back to post to your account. 

Guru’s Wrap-up

This offer seems to be available to Freedom Flex cardholders only. If you have the old Freedom card, the it should be worth product changing to the Flex to take advantage of the new Top Spend Category Bonus. This is great timing for the holiday shopping and even better for those who have multiple Freedom Flex cards.

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