Chase Business Complete Checking, Up to $500 Bonus with No Direct Deposit

Chase Business Checking bonus

Chase Business Complete Checking, Up to $500 Bonus with No Direct Deposit

Chase is one of my favorite banks when it comes to bank bonuses. They usually have some of the best personal and business account offers, although Wells Fargo took the crown recently. Chase is now offering a new bonus for Business Complete Checking (previously Total Business Checking), and it doesn’t require a direct deposit. You can open the account online and earn up to $500. The promotion is available through July 21, 2022.

This offer has expired. See the full list of available bank bonuses here.


Here’s how this Chase Business Checking bonus works:

  • Open a new Chase Business Complete Checking account
  • Deposit the required minimum deposit of new money within 30 days of offer enrollment and maintain that balance for 60 days.
    • Earn $300 with deposit of $2,000
    • Earn $500 with deposit of $10,000
  • Complete 5 qualifying transactions within 60 days of account opening. Qualifying transactions are: debit card purchases, Chase QuickDeposit, ACH (Credits), wires (Credits and Debits)

After you have completed all the above checking requirements, bonus will be deposited in your new account within 15 business days. Bonuses are considered interest and may be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).


  • Offer is not available to existing Chase business checking customers and those who have closed accounts within the past 90 days.
  • You can receive only one new business checking account opening related bonus every two years from the last enrollment date and only one bonus per account
  • You can still get this offer if you have a personal checking account.


Chase Business Complete Checking is the best option for this bonus. It come with a $15 Monthly Service Fee. You can avoid the fee with:

  • Maintain a minimum daily balance of $2,000 in your account as of the beginning of each day of the statement period
  • Spend at least $2,000 in purchases (minus returns or refunds) using your Chase Ink® Business Card(s) that shares a business legal name with the Chase Business Complete Checking account, using each of their most recently completed monthly card billing period
  • Deposit $2,000 into your Chase Business Complete Checking account from your QuickAccept℠ and/or other eligible Chase Merchant Services transactions at least one business day prior to the last day of your bank account statement period, or
  • Maintain a linked Chase Private Client Checking℠ account. Product terms are subject to change. Eligible Chase Merchant Services products include only those where the transaction history can be viewed through Chase Business Online, Chase Connect®, or J.P. Morgan Access.

Guru’s Wrap-Up

This is a good and somewhat easy bonus for a business checking account. But we saw a $750 offer recently, which was even better. The only requirements are a $2,000 deposit that you need to keep in the account for 60 days and 5 qualifying transactions within 60 days for the $300 bonus. The $500 bonus however requires a $10,000 deposit. Do this sooner than later if you’re going for it, since Chase is known to pull these offers early.

If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

Offer Details

  • Account Type: Business Complete Checking
  • Availability: Nationwide
  • Inquiry Type: Soft Pull
  • Credit Card Funding: No
  • Direct Deposit Requirement: No
  • Other Requirements: Deposit $2K/$10K
  • Monthly Fee: $15 (few options to waive it)
  • Closing Account Fee: Must keep open for 6 months
  • Expiration Date: 7/21/22

HT: Doctor of Credit

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