News

  • First Quarter 2015 5% Cashback Spending Categories – Spending Tips and More

    This is a reminder that you have until March 31st to hit the required spending amount to maximize the cashback in your Chase Freedom and Discover card . While there are different categories for each card, they have one thing in common: They all require that you activate the cashback category each quarter to be…

  • Mint.com, my favorite online finances manager

    As I’ve said it a few times on my posts, I’m not affiliated with any banks, credit cards or websites. I do post some of my referral links, which I greatly appreciate when you click them. So this is another post where I just talk about my preferences, and not trying to push a product.…

  • HELLO Method Debunked – Complete Guide to the HELLO method

    Many readers have been messaging us lately asking about the HELLO method. Out of respect for fellow bloggers, we have not written any posts that directly address this little known method. But now that the HELLO Method has been discussed openly in several spending forums, we think that it’s the proper time to bring it…

  • How to get off the AMEX Black List

    How to get off the AMEX Black List

    If you can’t get any AMEX cards whatsoever then you’re probably on the AMEX Black List. It’s not an official list, but it sure exists. Miles to Memories has a great article explaining what it is and how to get off it. Getting on it is not that easy. It usually happens when you default…

  • RentPayment.com, Pay Rent & HOA Fees With a Credit or Debit Card

    RentPayment.com is yet another service that lets you pay your rent or HOA dues using a credit or debit card. They are a bit different though, as they don’t produce an actual check that’s mailed to your landlord, but the payment is sent directly to their account, because landlords and property owners are required to…

  • Green Dot will offer Credit Cards… again

    Prepaid card giant Green Dot, who recently announced that they would cease selling MoneyPak (read here), now plans to begin offering credit lines to its customers. It’s a move the company has tried before, in 2006, but those cards came with a very low limit and heavy fees. The new version will hopefully make more sense.

  • Green Dot to Stop Selling MoneyPak

    Green Dot, the nation’s largest seller of prepaid debit cards, will discontinue MoneyPak reload cards. Personally, I haven’t been using these cards, but I know that there are people out there who use them for MS purposes. Green Dot estimates that most MoneyPak cards will be gone from store shelves by the end of March.

  • Rewards, Cash Back, Miles… will i get taxed?

    Well it’s tax season and you might already be thinking about what you owe, how much you owe and if this hobby of yours is worth it. Well it is. And here is some info on what will get taxed and what is just free money that Uncle Sam cannot get it’s hands on. Cash…

  • Ultimate American Express AMEX Bluebird / Serve Frequently Asked Questions (FAQ)

    All your AMEX Bluebird/Serve questions… answered!!! UPDATE Walmart has been offering 2x the price difference back if you redeem your “Walmart Buck$” to a Bluebird card. Unfortunately that promotion ends on 2/28/15 and has yet to be renewed.

  • Ways To Meet Minimum Spending requirements For Card Bonuses

    So, have you decided to churn out some credit cards for bonuses, but need to figure out how to meet the minimum spending requirements for your credit cards? Tony at moneysmylife.com writes a detailed article full of important information. I am here to help. Having personally churned credit cards a number of times, I have…

  • How to get your bonuses and fees back from banks

    We’ have all been there. We lose track of minimum balance requirements for a checking account and all of a sudden we are hit with a “minimum balance charge”. Don’t panic, this can be easily reversed. The easiest way is to send them a secure message and politely let them know that you weren’t aware…

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