Capital One $400 Bonus with New 360 Checking Account & Direct Deposit

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Capital One $400 Bonus with New 360 Checking Account & Direct Deposit

Capital One is offering a big bonus of $400 for new customers that open a 360 Checking account. This is a good account to have as it has no monthly fees and usually works for completing direct deposit requirements for other bank bonuses. Capital One hasn’t offered a decent bonus for the 360 Checking account in a while and this is one of the best we have seen.

Offer

Here’s the full scoop on how to earn your $400 bonus:

Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.

Bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of	Receive at least 2 direct deposits totaling $1,000 or more	Bonus will be paid by
November 2020	Within 60 days of your account opening date	March 31, 2021
December 2020	Within 60 days of your account opening date	April 30, 2021
January 2021	Within 60 days of your account opening date	May 31, 2021

This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

Eligibility

Available nationwide.
If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus.

Fees

The 360 Checking account has no monthly or maintenance fees.

No early closing fees.

Guru’s Wrap-up

This is one of the best offers that we have seen for new Capital One 360 Checking accounts. Definitely worth doing if you can complete the direct deposits, but ACH could also work. The account has no fees to worry about which makes this even better.

If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

Offer Details

Promo Page
Bonus: $400
Promo Code: BONUS400
Account Type: 360 Checking
Availability: Nationwide
Expiration Date: 1/26/20
Inquiry Type: Soft pull
Credit Card Funding for Opening Deposit: No
Direct Deposit Requirement: 2 direct deposits totaling $1,000 or more within 60 days (see what works)
Other Requirements: $300 debit purchases in 90 days
Monthly Fee: No
Closing Account Fee: No