This offer has expired. See the full list of available bank bonuses here.
BB&T Bank Bonus, Get Up to $1000 with New Checking Account
BB&T Bank has a new checking account bonus that can net you up to $1,000 in cash. Offer is available only in a few states from January 5, 2021 through March 31, 2021. This is the same as the Suntrust Bank Bonus for $1,000, but the eligible states are slightly different. BB&T and SunTrust merged in December 2019, but you should be able to get both bonuses. Check the details below and see whether you are eligible and find out how to get this bonus.
Offer
How to earn up to $1,000:
- Use promo code BCNGJ (should be auto applied in application page)
- Open any new BB&T personal checking account and complete the following requirements:
- Have qualifying Direct Deposits totaling $500 within 90 days of account opening.
- Open any new BB&T savings or MMA (CD and Individual Retirement Accounts are not eligible for this offer) and deposit the balances below within 30 days and maintain for 90 days after account opening:
- Less than $10,000 = $300 Bonus
- $10,000 – $24,999.99 = $400 Bonus
- $25,000 – $49,999.99 = $600 Bonus
- $50,000 -$99,999.99 = $800 Bonus
- $100,000 or more = $1,000 Bonus
Accounts must be opened on the same day and with the same account ownership to be eligible for the reward. The reward will be deposited into the new checking account within four weeks of verifying all qualification requirements.
Fees
The BB&T Checking account has a $12 monthly fee that is waived with the following options:
- Direct deposits of $500 or more
- Average daily balance of $1,500 or more
BB&T savings or MMA accounts don’t have any monthly fees.
If you do get charged a fee, remember to always ask for a refund at least for the first charge.
Eligibility
For new checking, savings or money market clients only. You must not have closed a personal checking account within 180 days of the promotion start date.
The checking account must be opened online with, and the client must have, an address in the following states: AL, DC, FL, GA, IN, KY, MD, NC, OH, SC, TN, TX, VA, WV.
Guru’s Wrap-Up
A $1,000 bonus is always amazing, but to get the full amount you need deposit a large amount of money. You need to open a checking account and have $500 in direct deposits, and then deposit $100K in a savings or Money Market account. You need to keep the money in there for 90 days. So this bonus works out to a 4% APY if you deposit exactly $100K. APY gets better with the lesser bonuses actually. If you deposit $50K, you get $800, which is 6.4% APY and so on.
If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.
Offer Details
- Offer Page (code is applied)
- Account Type: Checking and Savings
- Promo code: BCNGJ
- Availability: AL, DC, FL, GA, IN, KY, MD, NC, OH, SC, TN, TX, VA, WV
- Expiration Date: 3/31/21
- Inquiry Type: Soft pull
- Opening Deposit Credit Card Funding: Yes up to $1,000
- Direct Deposit Requirement: $500+ (see what works)
- Other Requirements: Up to $100K deposit in Savings or MMA
- Monthly Fee: $12 (waivable, see above)
- Closing Account Fee: $25 if closed within 6 months
HT: DoC
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why isn’t there bonus information on the BB&T website?
You can see the offer here https://imgur.com/R7JQtSB
After you go to the link, select No for the question “Are you a BB&T client?”. You can see the code BCNGJ applied when clicking the down arrow. You can call of chat with the bank to confirm it. They can provide you with the offer terms as well. I don’t believe they are posted anywhere online.