Bank of the West is offering again a sign up bonus for new checking accounts. You can get up to $150 when you open an account and complete the requirements.
Bonus Requirements
Open a new personal Any Deposit Checking account at a branch or account application submitted on bankofthewest.com by 4/13/2018 with any opening deposit amount ($0.01 or more) with funds new to Bank of the West (Bank) received and posted to the account no later than 04/20/2018. You must complete the following requirements:
- Get $100 for setting up qualifying direct deposit ($250 or more)
- Get $50 for making 10 monthly debit card purchases (at least $3.00) for two months
This offer also available for any other consumer checking account (minimum to open $100). UCB Student Checking, Choice Interest Checking and Premier Checking excluded.
Fees
Any Deposit Checking account has a $10.00 monthly service charge waived with one deposit of any amount each statement cycle. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West.
There’s also an early closing fee of $25 if account is closed within 3 months.
Eligibility
The offer is only available to residents of AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY.
Offer is not available to existing Bank of the West customers with an open checking account as of 03/04/2018. If the customer or other individuals residing at the same address received or may receive any other consumer checking bonus from the Bank between 07/01/16 – 07/30/18, then no one at that address is eligible. Limit of one consumer checking bonus per individual and per mailing address. Employees of Bank of the West and its affiliates are not eligible for this offer.
Guru’s Wrap-Up
This Bank of the West $150 bonus is not the best offer they’ve had. Previously there was also a $300 bonus, but it required a larger deposit. You have to complete a few requirements, but it should be doable for most people who are eligible. It’s also fairly easy to keep the account fee free.
If this bonus is not for you, then you can check our full list of available bank bonuses.
Offer Details
- Apply here
- Account Type: Easy Checking
- Availability: AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- Expiration Date: 4/13/2018
- Inquiry Type: Soft pull
- Credit Card Funding: Up to $500 (Online)
- Direct Deposit Requirement: Yes, $250 or more
- Other requirements: 10 or more debit card purchases
- Monthly Fee: $10 (waiveable, see above)
- Closing Account Fee: $25
HT: DoC
From the T & Cs, a couple of things that may trip you up on that additional $50 –
Each debit purchase must be at least $3.00 and 10 or more debits for each of the 2 months after the month with opening deposit.
“To receive the $50 bonus, customer must request, receive and use a new Bank of the West Debit Card linked to the new checking account for 10 or more debit card purchases all of which must post to the account by the last business day of the month for each of the first two full calendar months immediately following the month in which the opening deposit posts to the account, for a total of 20 or more transactions. Each purchase must be $3 or more. ATM transactions are excluded. All required purchases must be posted by 10/31/17.”
Thanks John I’ll update.