American Express Business Gold Flexible Business Credit Changes
The American Express Business Gold card has a Flexible Business Credit of up to $240 annually. You can earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. Enrollment is required.
But one of those options is soon going away. The list of benefits now notes that FedEx is only available through 10/01/2026.
That might not be a huge deal for most people as Office Supply Stores is probably the most popular option there. In other Amex Business Gold news, you now have a $300 ChatGPT credit.
Card Details
- Earn 4X Membership Rewards points on the 2 categories where your business spends the most (up to $150,000 per calendar year):
- Purchases at U.S. media providers for advertising in select media (online, TV, radio)
- U.S. purchases at restaurants, including takeout and delivery
- U.S. purchases at gas stations
- Monthly wireless telephone service charges made directly from a provider in the U.S.
- Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
- U.S. purchases made from electronic goods retailers and software & cloud system providers
- Earn 3X Membership Rewards points on flights and prepaid hotels booked on AmexTravel.com.
- Earn 1X Membership Rewards point on all other purchases.
- Earn up to $20 in statement credits each month for eligible purchases at FedEx (ending 10/1/26), Grubhub, and Office Supply Stores. Enrollment required.
- $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business subscriptions. Enrollment required.
- $150 annual credit for U.S. purchases with Squarespace.
- Walmart+ Membership Credit for a monthly Walmart + membership (subject to auto-renewal).
- Book a two-night minimum The Hotel Collection stay through American Express Travel and get a $100 experience credit.
- Pay Over Time Option
- No preset spending limit
- No Foreign Transaction Fees
- Cell Phone Protection for up to $800 per claim and max 2 claims per 12 months.
- Trip Delay Insurance, Baggage Insurance Plan and Car Rental Loss and Damage Insurance
- Extended Warranty and Purchase Protection for 90 days (up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year).
- Annual Fee: annual_fees (Rates & Fees)
HT: FM
