New ChatGPT Credit on Amex Business Platinum and Business Gold Cards Now Live

New ChatGPT Credit on Amex Business Platinum and Business Gold Cards

Amex has officially added today the new and previously announced ChatGPT Business Credit to its Business Platinum and Business Gold Cards. The annual fee is not changing on either card.

New $300 ChatGPT Business Credit

Beginning May 12, all new and existing American Express U.S. Business Platinum and Business Gold Card Members can get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business subscriptions. Enrollment in the benefit is required, and subscriptions are subject to auto renewal.

ChatGPT Business is a secure, shared AI workspace designed to help teams use advanced models and tools across everyday business workflows. It combines enterprise-grade privacy and admin controls with features like SSO, usage management, and integrations into internal company systems. Built for businesses, it gives employees access to powerful AI capabilities.

A ChatGPT Business subscription requires a minimum of 2 users. With annual billing it costs $25 per user/month (paid as a lump sum of $300 per user for the year). So this new credit would only cover half. If you pay monthly it’s $30 per user/month, so a total of $60 monthly. That may still trigger the credit, but it would only cover five months.

Full  Terms

Benefit enrollment required. Only the Basic Card Member or Authorized Account Manager(s) on a Business Platinum Card® or Business Gold Card Account can enroll the Card Account in the benefit. Eligible purchases must be charged to the enrolled Card Account for the benefit to apply. Purchases by both the enrolled Basic Card Member and Employee Card Members on the enrolled Card Account are eligible for statement credits. Each Card Account is eligible for up to $300 in statement credits per calendar year. Valid only on purchases of ChatGPT Business made directly with OpenAI in the U.S. and U.S. territories where OpenAI is the merchant of record for the purchase. If ChatGPT Business is renamed, rebranded, or otherwise designated differently by OpenAI at any time, any such change will not affect eligibility for this benefit. ChatGPT Business purchases are subject to auto-renewal. If you purchase an annual subscription, OpenAI will charge you the then-applicable subscription fee and any applicable taxes each year on your annual subscription renewal date until cancelled. If you purchase a monthly subscription, OpenAI will charge you the then-applicable subscription fee and any applicable taxes each month on your monthly subscription renewal date until cancelled. For more information about OpenAI’s cancellation requirements and deadlines, please visit the OpenAI Help Center. Please allow up to 8 weeks after an eligible purchase is charged to the Card Account for statement credit(s) to be posted to the Account. Please call the number on the back of the Card if statement credit(s) has (have) not posted after 8 weeks from the date an eligible purchase is charged to the Card Account. If there is a delay in the merchant submitting the transaction to us or if the merchant uses another date as the transaction date, then the purchase may not contribute toward the statement credit benefit for the benefit period in which the purchase was made. If the Card Member has transferred to a different Card at the time the merchant submits the transaction, the Card Member may not receive the statement credit. American Express relies on accurate transaction data from the merchant to identify eligible purchases. Note that American Express may not receive information about the eligible purchase from the merchant until all items from the eligible purchase have been provided by the merchant. In this case, a purchase would apply toward the statement credit available in the next benefit period. Purchases may fall outside of the benefit period in which the purchase was made in some cases due to a delay in the merchant submitting transactions to us. The statement credit may be reversed if an eligible purchase is returned, refunded, cancelled or modified. The statement credit for eligible purchases, or any reversals, may be applied to either the Pay in Full balance or the Pay Over Time balance regardless of where the eligible purchases originally posted. If American Express does not receive information that identifies a transaction as eligible for the benefit, the statement credit will not be received. For example, a transaction will not be eligible if it is not made directly with the merchant. In addition, in most cases, the statement credit may not be received if a transaction is made with an electronic wallet or through a third party or if the merchant uses a mobile or wireless card reader to process it. To be eligible for this benefit, the Card Account must not be cancelled or past due at the time of statement credit fulfillment. For additional information, call the number on the back of the Card.

About These Cards

• With this update, U.S. Business Gold Card Members can access up to $845 back in statement credits annually on eligible purchases at select shipping, food delivery, retail and subscription merchants. In addition to the new $300 ChatGPT Business Credit, this includes the $150 Squarespace Statement Credit (per calendar year), $155 Walmart+ Monthly Membership Credit (up to $12.95 plus applicable taxes on one membership each month), and $240 Flexible Business Credit (up to $20 back per month). See here for full benefit details on the U.S. Business Gold Card. Terms and limitations apply to all benefits.

• U.S. Business Platinum Card® Members can unlock over $4,000 in business and travel value annually through statement credits on select purchases across tech, wireless, recruiting, and travel, and other benefits. See here for full benefit details on the U.S. Business Platinum Card. Terms and limitations apply to all benefits.