Affinity Federal Credit Union, up to $400 Bonus for New Business Checking

Affinity Federal Credit Union has an offer that could get you up to a $400 bonus for opening a new business checking account. Offer is available in NJ, NY and CT only.

Affinity Federal Credit Union bonus


To receive the above bonus, you must open an Affinity Business Basics Checking or Affinity Business Performance Checking account, in person, at an Affinity branch or on the phone with an Affinity representative. Within 90 days of account opening you must  conduct a minimum of 15 account transactions. Total transactions may be any combination of debit card transactions, mobile deposits (data and other wireless carrier charges may apply), remote deposit captures, online bill pays, or ACH transactions. Plus the following requirements for each bonus:

  • Get $400 with a new Affinity Business Money Manager account with an average daily minimum balance of $50,000 between both accounts.
  • Or $300 with an average daily minimum balance of $25,000.
  • Or $150 with an average daily minimum balance of $5,000.

You can also get an extra $100 if you sign up for Merchant Services through Affinity and your deposit transactions are credited to an Affinity account. That’s probably not worth it for most people, unless you are looking for such a service specifically.


Offer is available in NJ, NY, CT


  • Business Basics Checking is free as long as you have under 100 transactions per month.
  • Business Performance Checking account fee is not fixed. It’s based on an analysis that is done on the account each month. You get get a credit for things such as balances, deposits, etc, and you get charged for other things such as transactions, checks, withdrawals. So it could be free, or you could end up paying.

Guru’s Wrap-up

To get the maximum bonus of $400 you need to deposit $50K in the account. You get a better return for your money with the $150 bonus for $5K balance though. Affinity Business Basics Checking has no fees as long as you stay under 100 transactions per month. Limited to just three states and you need to open account in branch or over the phone. Let me know if you have dealt with this bank in the past or have any more details.

If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

Offer details

  • Promo Page
  • Bonus: Up to $400
  • Account Type: Business Checking
  • Availability: NJ, NY, CT
  • Expiration Date: None
  • Type of Inquiry: Soft pull
  • Direct Deposit Requirement: No
  • Other Requirements: Average daily minimum balance $5K to $50K
  • Credit Card Funding: None
  • Monthly Fee: Yes, can be waived
  • Closing Account Fee: Unknown


Help us & other readers. Email us if you find any bank offers!

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