An Even Better Offer for Chase Sapphire Preferred, 100K But Targeted

100K Offer for Chase Sapphire Preferred

100K Offer for Chase Sapphire Preferred

With the 90,000 offers ending on Chase Ink Business cards, the focus has turned to another massive offer from Chase. This one is for the Chase Sapphire Preferred card, and it’s again for a total of 90,000 points, but only available in-branch.

But there’s an even better welcome offer out there. Some people are receiving a 100,000 points offer for Sapphire Preferred. The offer has been sent out by mail and first reported by Travel on Points. And it has an even lower spending requirement than the in-branch offer. Check out the details below.


  • Earn 100,000 bonus points after spending $4,000 or more in the first 3 months from account opening.
  • Annual Fee: $95
  • No link

Card Benefits

  • Earn:
    • 5x Points on travel purchased through Chase
    • 3x Points on
      • online grocery purchases (excluding Target, Walmart and wholesale clubs)
      • dining
      • select streaming services
    • 2x Points on all other travel purchases
    • 1x Point per dollar spent on all other purchases.
  • Points are worth 25% more when you redeem for travel through Ultimate Rewards.
  • $50 Annual Ultimate Rewards Hotel Credit
  • 10% anniversary points boost
  • Transfer 1:1 to the regular Ultimate Reward transfer partners
  • 5x Points on Lyft Rides through March 2025.
  • No Foreign Transaction Fees

Guru’s Wrap-up

This is a great offer for Chase Sapphire Preferred and matches the best bonus we have ever seen for this card (from 2021). However, the offer is targeted. You must have received a mailer directly in order to qualify. And I would suspect that that’s very rare.

So what are your options if you didn’t get this offer from Chase? The 90,000 points offer is available at Chase branches with a $6,000 spending requirement.

We also might see an improved public offer online soon since there are increased offers in-branch and through targeted mailers. Normally those offers become available through referrals, which sweetens the deal considerably.

But no matter what offer you go for, beware of the eligibility requirements. The Chase Sapphire Preferred falls under the Chase 5/24 rule, and you are not eligible if you have any Sapphire card and have received a new cardmember bonus for any Sapphire card in the past 48 months.

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