Walmart Credit Cards to be Issued by Capital One Starting October 11, 2019

Update: The new Capital One Walmart cards are here. You can read more about the cards and apply.


Walmart credit cards are currently issued by Synchrony Bank, but will be issued by Capital One, N.A. later this year. This is not new, as we already knew that it was coming. It hasn’t been a harmonious relationship between the two companies. But now we have the date when the switch is supposed to happen.

On October 11, 2019, ownership of Walmart credit card Accounts will transfer from Synchrony Bank to Capital One, N.A. The switch will happen automatically, you don’t need to reapply. A few days later, on October 14th, you can download the Capital One mobile app and set up your online account, alerts, & AutoPay with Capital One. You will receive the new card later this year or early 2020 with the same number, but the expiration date and security code will change. Your current card will be valid till then.

In the coming months, your existing Account Agreement will be replaced with a new Capital One Customer Agreement and other Account terms and conditions. The rewards program will also change and is expected to offer new ways to earn and redeem your rewards. Details will be available soon. Read the announcement at Walmart.


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19 thoughts on “Walmart Credit Cards to be Issued by Capital One Starting October 11, 2019

  1. When Walmart converted to Capital One they did not combine accounts. Why is this, now I have two Walmart accounts and am not very happy. Can someone advise me how this can be done??

    • DDG – Based in NYC. Points/miles enthusiast for years and actively writing about it for the last two years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.
      DDG says:

      You have two separate cards?

    • DDG – Based in NYC. Points/miles enthusiast for years and actively writing about it for the last two years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.
      DDG says:

      They should have an option to retrieve username or reset password.

    • DDG – Based in NYC. Points/miles enthusiast for years and actively writing about it for the last two years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.
      DDG says:

      After it was converted from synchrony?

    • DDG – Based in NYC. Points/miles enthusiast for years and actively writing about it for the last two years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.
      DDG says:

      Capital One acquired the whole portfolio so everyone is switching over.

    • DDG – Based in NYC. Points/miles enthusiast for years and actively writing about it for the last two years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.
      DDG says:

      What was the fee for?

    • you don’t have a choice in the matter.It is Capital One or no Walmart card your choice.I have 2 Capital One cards and never had a problem there a good company.I don’t get a monthly charge on my cards. If you have questions call them. Best advice I can give you

  2. I am interested to know if their is gonna be an annual fee what the rate will be it says see capital one such and such well how do I do that I don’t like it changing but the little guy don’t matter I guess and dang sure not to capital one will my credit limit change ?

    • DDG – Based in NYC. Points/miles enthusiast for years and actively writing about it for the last two years at Danny the Deal Guru. I'm always looking out for deals. Making a few bucks is always nice, but the traveling is by far the best part of this business.
      DDG says:

      I don’t think there’s an annual fee for the new card issued by Capital One. Credit limit will likely stay the same as well. But the rate might, and should vary for each account holder.

      • You can avoid that by not overspending, and by paying off your account in full. I’ve been a capital one customer for YEARS and this has never happened to me.

      • if you are going to give a review be truthful.I have 5 credit cards and 2 of them are capital one. I pay my accounts on time and never had a problem. they post your payment in 24 hours. If you don.t pay on time you may have a problem. pay your bills on time keep your credit good you never know when you need it.

        Myself I like capital one bank. Never had a problem

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