VITAL Card, Earn $$$ Monthly Cashback Bonus For Referrals (Not Really!)

There’s a new credit card coming to market soon, called VITAL. This is a Visa card that will offer a beautiful slick aluminum design and choices of several cool colors. It also gives you 1% cash back on all purchases and has no annual fee. They also promise hundreds in monthly cashback bonuses for referrals, but I doubt anyone will be able to get any of that.

Register for Early Access with my referral



VITAL describes itself as the credit card that pays you to share. Get paid cash forever for each person you sign up. Plus earn 1% cash back on all transactions with no annual fee. The referral bonus is based on the amount of people that you refer, and the amount of people that they refer, and the amount of people that they refer, and so on. You get the idea, kind of like a pyramid and you sit on top.

VITAL is currently in prelaunch mode; they plan to deliver cards around mid 2018. During prelaunch, members have the opportunity to grow their VITAL Score. This will translate to more cash rewards once they launch in 2018.

Monthly Referral Bonus

This gets really complicated, so stay with me here. Even though our card hasn’t launched yet, all of the referrals that you get now will count once we launch. Card applications will be sent out later this year, probably in late spring or early summer.

For each person you refer, and that they refer, you get points. Every time you sign up a friend to VITAL you earn 4 points towards your VITAL Score. Plus, you get an additional 2 points for everyone your friend signs up and another 1 point for the people they sign up.

VITAL takes everyone’s score at the end of each month, adds them up and then pays out
each member their piece of the total pie. Every time you swipe your VITAL Card to pay for something, 1% of the transactions goes right back to you in the form of cash back and 1% of the transaction gets deposited into the Cash Rewards Pool, which is the total pie.

VITAL estimates that if you refer 4 people and they are approved, you can make $210 every month. However, that calculation assumes your friends refer at least 4 people. Example is also based on 100,000 total VITAL users with an average monthly spend of $1,500.

Also each member has to spend at least $250 monthly in order to be eligible for cashback.

So if you can find enough people you don’t like, and can get them to sign up for this card, and they find enough people they don’t like and get them to sign up, you can definitely make lots of money. How much is still not really knwn because if will depend on how much some other people that you don’t know at all will spend monthly. They have about 70K people signed up, but that doesn’t mean that they will all apply for the card, and it also depends how many get approved out of those who do apply.

Guru’s Wrap-Up

Is this a good card? That really depends whether you like ponzi schemes or not.

It’s basically a 1% Visa card with no annual fee. You will not see any referral cash back most likely or maybe a few bucks if you’re able to trick anyone into signing up, if the card ever becomes available. There’s no release date yet. The main draw will be the cool colors and the design, but otherwise there’s lots of other credit cards worth getting before this one.

But I do have a referral link for you. You can sign up here and start enjoying the benefits of the VITAL card. You just enter you email basically, because the card is not available yet. And then you invite people to join with your own link, so I can make more cashback monthly.

I have to say that the design does look great and you might turn some heads when you take that card out of your wallet. If you do sign up with my link I will not really receive anything, since I don’t plan on getting the card myself. Unless, I really do get lots of signups 🙂

If you want to find out more about the card you can also read their FAQ here. But the fact that one of those questions is “Is VITAL a Multi Level Marketing (MLM) or pyramid marketing company?”, should tell you something.

So who’s going for the pink one (you need 2 referrals to pick any of the three premium colors shown above)? Chime in!

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