Claim Lost Money
Every year there’s billions and billions in lost money in each state. These unclaimed funds can be in the form of property or money from old bank accounts, utility security deposits, stock holdings, and a range of other places where the legitimate owner can’t be contacted for a variety of reasons. Maybe you move or change your name and these funds are reported as lost.
If a company or a bank can’t find you after a certain amount of time, assets are turned over to the state. That could take somewhere between three and five years.
Just New York State for example, has more than $17 billion in unclaimed money and returned just a fraction of it in 2022. It’s estimated that the total of unclaimed funds nationwide is now more than $70 billion. So there’s a lot of lost cash out there. Take a few seconds and do a search using the links below. Make sure you claim lost money that you might have forgot about over the years.
Links for Each State
I try my best to keep this list up to date, but sometimes websites or pages change so you might some across broken links. Please let me know if you do and I will update as soon as possible.
If you think you might have lost money to claim in different states, do separate searches for each one.
- New Hampshire
- New Jersey
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
You can also use this page to search all states at once, but I would still do a search for your specific state using links above to be sure. You can also search using a business name.
Even if you search and discover you aren’t due anything right now, you should still check regularly and see if that changes.
More Useful Links
- Unpaid Wages – If you think you may be owed back wages from your employer, search the Wage and Hour Division’s (WHD’s) database of workers for whom it has money waiting to be claimed. WHD is a part of the U.S. Department of Labor (DOL).
- VA Life Insurance Funds – Search the U.S. Department of Veterans Affairs (VA) for unclaimed insurance funds that are owed to certain current or former policyholders or their beneficiaries. Note: This does not include funds from Servicemembers’ Group Life Insurance (SGLI) or Veterans’ Group Life Insurance (VGLI) policies from 1965 to the present.
- Pensions from Former Employers – Search for unclaimed pension money from companies that went out of business or ended a defined plan.
- Tax Refunds – The Internal Revenue Service (IRS) may owe you money if your refund was unclaimed or undelivered.
- Bank Failures – Search the Federal Deposit Insurance Corporation (FDIC) for unclaimed funds from failed financial institutions.
- Credit Union Failures – Find unclaimed deposits from credit unions.
- SEC Claims Funds – The Securities and Exchange Commission (SEC) lists enforcement cases where a company or person owes investors money.
- FHA-Insurance Refunds – If you had an FHA-insured mortgage, you may be eligible for a refund from the U.S. Department of Housing and Urban Development (HUD). To search the HUD database, you will need your FHA case number (three digits, a dash, and the next six digits—for example, 051-456789).
- Foreign Claims – U.S. nationals can find money owed to them from foreign governments after loss of property.
This might sound like a scam, but these are government websites and the money is real. You’ll need to verify your identity with your name and social security number to claim lost money.
I checked right now and apparently PayPal owes me some money. PayPal reported it in 2015 with one of my old addresses to go along with it. The reasoning was “AMTS DUE FOR UNDELIVERED GOODS/SERVICES”. The website doesn’t tell me how much the check is for, but it says that they’ll process my claim within 15 business days and after approving it, will mail me a check to my current address. The email confirmation also points out that call center staff can’t provide dollar amounts over the phone or by email.
Also today I found out that a family member had some money from a Capital One account that had gone unclaimed in NY in 2020.
There’s more than $17 billion of unclaimed funds just in NY, so take the time to look yourself up. This seems to do a national search so give it a try as well, especially if you’ve lived in different states. New Mexico, Washington DC, Puerto Rico and US territories don’t have their own search engine, so just use this link instead.
The U.S. Department of the Treasury also has a Financial Management Service website that provides information about unclaimed federal assets. You can search here.
Again, please let me know if you find anything and also if you see any broken links, so I can update.