The Union Plus Prepaid Card offers a $20 bonus when you set up a direct deposit, plus you’ll earn a 5.10% APY on up to $5,000 in deposits with the Union Plus Savings Account.

The Union Plus Prepaid Card is marketed to union members, but anybody can qualify when you join Working America, which has free membership that is open to anyone, and then select Working America on the Union Plus Prepaid Card sign-up page as your union.

You’ll get a $20 bonus when you set up a direct deposit with your paycheck or benefits check.

You qualify as enrolling in the direct deposit service when you complete 2 direct deposits totaling $50 within 90 days of opening your account.

You must be enrolled in the direct deposit service to earn up to a 5.10% APY with the Union Plus Savings Account, or you will earn a 2% APY if you do not set up a direct deposit.

The 5.10% APY applies only to the portion of your savings account balance that is $5,000 or less, and an APY of 0.10% will be paid on the portion of your savings account balance that exceeds $5,000. Read more details about this offer at maximizingmoney.com or sign up here.