TD Bank Checking and Savings Bonus: Earn Up to $1,400 (In-Branch, Select States)

TD Bank Checking and Savings Bonus: Earn Up to $1,400

TD Bank is offering an elevated in-branch bonus worth up to $1,400 when new customers open both a TD Beyond Checking account and a TD Signature Savings account. Since there is no public application page for this specific promotion, you should confirm the offer and carefully double check the complete terms before opening the accounts. The in-store promotion is scheduled to end on August 31, 2026. 

Let’s see how this bonus works and who is eligible.

How to Earn This Bonus

The full $1,400 offer is divided into two separate bonuses:

Earn a $400 Checking Bonus

• Visit a participating TD Bank branch and open a new TD Beyond Checking account.
• Complete the required qualifying direct deposits within 60 calendar days of opening the account.
• The public report does not specify the total direct-deposit amount required, so make sure the banker provides the full written terms before opening.

Earn a $1,000 Savings Bonus

• Open a new TD Signature Savings account as part of the promotion.
• Deposit at least $100,000 in new money within 20 calendar days of opening the account.
• Maintain the required $100,000 deposit for an additional 90 days, beginning on the 20th day after account opening.

The offer terms reportedly require the accounts to remain open for at least six months, or the bonus may be forfeited. 

Are You Eligible?

• Offer available in-branch only.
• Should be available at all TD branches in CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
• You will not qualify for the Checking Bonus If you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time.

Account Fees

TD Beyond Checking

TD Beyond Checking has a $25 monthly maintenance fee, which can be waived in any statement cycle by meeting one of these requirements:

• Receive at least $5,000 in direct deposits
• Maintain a $2,500 minimum daily balance
• Maintain at least $25,000 in eligible combined TD balances

The account currently has no minimum opening deposit requirement.

TD Signature Savings

TD Signature Savings has a $15 monthly maintenance fee, which can be waived by:

• Maintaining a $10,000 minimum daily balance, or
• Linking the account to an eligible TD Beyond or TD Complete checking account

Guru’s Wrap-Up

The $400 checking bonus is the best part here. The $1,000 savings bonus sounds impressive, but tying up $100,000 for roughly 110 days is a substantial requirement. 

Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

 Link & Key Details

• NO LINK
• Account Type: Checking & Savings
• Availability: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
• Inquiry Type: Soft Pull
• Credit Card Funding: No
• Direct Deposit Requirement: Yes
• Other Requirements: Deposit $100K for $1K Savings bonus
• Monthly Fee: $15/$25 (few options to waive it)
• Closing Account Fee: Must keep open for 6 months
• Expiration Date: 8/31/26

HT: Doctor of Credit

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