PNC Bank has extended the offer for up to $300 when you open a PNC Virtual Wallet through 6/30/2018. This offer comes around a few times a year.

Bonus Requirements

With this PNC Bank $300 Bonus Offer, you can earn up to $300 when you open a new PNC Virtual Wallet, establish a direct deposit, and make at least 10 purchases with your PNC Bank Visa Debit Card.

• Virtual Wallet – $50 bonus with a direct deposit of $500 and 10 debit purchases within 60 days
• Virtual Wallet with Performance Spend – $200 bonus with a direct deposit of $2,000 and 10 debit purchases within 60 days
• Virtual Wallet with Performance Select – $300 bonus with a direct deposit of $5,000 and 10 debit purchases within 60 days

A new personal checking account must be opened online via the above promotional link or at a branch using the coupon code that you receive via email upon request.

Your checking account must remain open in order for you to receive the initial bonus reward, which will be credited to the eligible account within 60 to 90 days after all conditions have been met.

A qualifying direct deposit is defined as a recurring direct deposit of a paycheck, pension, Social Security, or other regular monthly income electronically deposited by an employer or an outside agency into a Performance or Performance Select Checking Account, or the Spend Account of a Virtual Wallet with Performance Spend.

The total amount of all qualifying direct deposits credited to your checking account must be at least $500, $2,000, or $5,000, depending on which bonus amount you want to qualify to receive.

Eligibility

New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.

You also need to live in one of these states: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA and WI.

Fees

Virtual Wallet account has a $7 monthly fee that is waived with:

• $500 or more average monthly balance in Spend + Reserve OR,
• $500 or more qualifying monthly direct deposits[1] OR,
• with Virtual Wallet Student[11] OR,
• account holder is age 62 or older3

Virtual Wallet with Performance Spend has a $15 monthly fee that is waived with:

• $2,000 or more average monthly balance in Spend + Reserve
• OR, $2,000 or more in total qualifying monthly direct deposits to the Spend
• OR, $15,000 combined average monthly balance

Virtual Wallet with Performance Select has a $25 monthly fee that is waived with:

• $5,000 or more average monthly balance in Spend + Reserve + up to 6 linked checking accounts
• OR, $5,000 or more in total qualifying monthly direct deposits to the Spend
• OR, $25,000 combined average monthly balance

There’s a $25 fee if account is closed within 180 days.

Guru’s Wrap-Up

We see this offer most of the time. You need to be in one of the eligible states and not have received a bonus from them in the last 12 months. The $200 and $300 bonuses are worth doing is you have the $2,000 or $5,000 respectively. You need those amount to get the bonus and also to keep the accounts fee-free.

If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

Offer Details

• Apply here
• Account Type: PNC Virtual Wallet
• Availability: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA and WI
• Expiration Date: 12/31/2017 3/31/2018 6/30/2018
• Inquiry Type: Soft pull
• Credit Card Funding: Up to $2,000
• Direct Deposit Requirement: Yes (total of $500, $2,000, or $5,000)
• Other requirements: 10 debit purchases
• Monthly Fee: $7-$25 (can be waived)
• Closing Account Fee: $25 if closed within 180 days

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