Citi Launching New Cards?
🔃 Update (Jul 15, 2025) – The Citi Strata Elite card may launch this weekend based on information shared by FM. That article also adds a few more details about the card, addition to a previous rumor and a recent comment at DoC suggest the following details:
- Annual Fee: $595 or $650 ($75 or $95 for AUs)
- $145 Annual Fee discount with CitiGold (requires $200K+ balance)
- Earn:
- 12X on hotels, car rentals and attractions booked through Citi Travel
- 6X on air travel booked through Citi Travel
- 6X at restaurants on Citi Nights every Friday and Saturday from 6PM to 6AM
- 3X at restaurants any other time
- 1.5X on all other purchases
- Priority Pass
- $300 Annual travel credit for Citi Travel bookings
- $240 Splurge Credit for select merchants
- Admirals Club access (4 annual passes)
- The card will likely be the first in the new top tier World Legend Mastercard, so… Citi Strata Elite World Legend Mastercard?
- Transfers to American Airlines ( Not at first, but that should be coming later via a separate project)
- Current Prestige cardholders will be product changed to the Strata Elite
🔃 Update (Jul 15, 2025) – The Citi Strata Elite card could launch in Q3, based on information shared by Citi in its Earning Result of Q2 2025. No further details have been revealed about the card by Citi. (HT: zsm5833)
🔃 Update (Nov 15, 2024) – There’s some more information from a branch manager that said the Citi Strata Elite card would replace the Citi Prestige and will have lounge access. Citi filed a trademark for Strata Lounge last month, and these lounges will initially open in select entertainment venues as a test prior to airport locations. (HT: DoC)
🔃 Update (May 7, 2024) – Citi Strata Premier is launching on May 16 with a bonus of 75,000 ThankYou Points. The card will be almost identical to Citi Premier.
🔃 Update (Mar 11, 2024) – Some new information has emerged about these new Citi cards. Reportedly there’s a personal and business version, and cards should be coming in Q3 of 2024 The cards will have an elevated bonus with a $6,000 spending requirement, and will likely compete with Venture X. The card(s) will offer benefits such as travel protections, purchase protections, Priority Pass and more. (HT: Joe Barreto)
🔃 Update (Feb 10, 2023) – There was a comment at FM regarding these cards, which makes sense. “Likely in late April, Citi will restart the Prestige card under the Strata Elite moniker”. What’s interesting is that the commenter also says that “the earning structure on the revamped card might surprise some.”
➡️ Original article (Dec 30, 2022) – Citi seems to be planning two new credit card products. These could be completely new cards, or possible replacement for current Citi products.
In recent months, the company has applied to register two trademarks. One is “Citi Strata Premier” and the other “Citi Strata Elite”. The “Citi Strata Elite” trademark was filed on September 8th, 2022 and then the “Citi Strata Premier” was filed on December 14, 2022. Descriptions for both trademarks suggest that these are credit card products.
There’s no additional information about these cards and Citi hasn’t revealed any plans about new credit cards.
The names of the cards suggest that these would be some type of premium products. Currently Citi has the Prestige card which as its most premium option. But this card has not been available for new applications since 2021. Citi also has a “Premier” card already, the Citi Premier, with a $95 annual fee.
It wouldn’t make sense for Citi to have a Citi Premier and a Citi Strata Premier card. So the new card could very well be a replacement for the current Premier. And the Citi Strata Elite could be the Citi Prestige replacement. This would give Citi a streamlined offering of its on cards, similar the Sapphire cards from Chase.
But just because a bank files for a trademark, it doesn’t mean that new card is coming to the market. They could just be thinking of new ideas and then scrap it altogether.
Let me know what you think!
HT: Proud Money and Doctor of Credit
