M&T Bank, $150 Checking Account Bonus

M&T Bank is offering a $150 bonus when you open a personal checking account. This offer comes around every few months. In order to receive the bonus you need to make a direct deposit of at least $100 within 90 days of account opening by February 28, 2017.

To open the account online, simply visit the M&T Bank website where you’ll be prompted to enter your zip code first to check eligibility.

EZChoice Checking is the best option. You can avoid the $6.95 monthly fee with least one deposit or withdrawal made during a monthly service charge cycle.

The fine print says that the $150 bonus will be deposited within 90 days, but my bonus deposited on the same day as my $100 “direct deposit” from Capital One 360. Opened account on 1/8 and had bonus in my account by 1/14.

Bonus is reportable for tax purposes. Only one bonus will be rewarded regardless of the number of accounts, titling on account and the number of direct deposit arrangements established.

Another good thing about this bonus is that it’s churnable.

Offer Details

• Apply Now
• Account Type: EZChoice Checking
• Availability: AZ, CT, DC, DE, MD, NJ, NY, PA, VA
• Expiration Date: 9/30/2016 12/31/2016 2/28/2017
• Inquiry Type: Soft Pull (Don’t select the overdraft protection)
• Credit Card Funding: No
• Direct Deposit Requirement: Yes, $100 or more
• Monthly Fee: $6.95, waived with one monthly deposit or withdrawal
• Promo Code: QM (already entered automatically)
• Closing Fee: $10 if closed within 180 days

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