M&T Bank Business Checking Bonus, Get $300 with New Account (Select States)

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M&T Bank Business Checking Bonus

M&T Bank Business Checking Bonus, Get $300 with New Account

M&T has a new business checking account bonus that can earn you up to $300. You need to apply by 11/30/20 to take advantage of this M&T Bank business checking bonus.


To get the $300 bonus, you need to open a new M&T Tailored Business Checking by May 15, 2020 and:

  • Have an average balance of at least $5,000 for the third calendar month after the account was opened.

Checking Bonus will be credited to the account within 45 days after the end of the third full calendar month after the account was opened. The Checking Bonus is reportable for tax purposes and is not available to employees of M&T Bank or any of its affiliates.


  • This offer is only available to residents of CT, DC, DE, MD, NJ, NY, PA, VA and WV.
  • The Checking Bonus is not available to customers who have had a non-personal M&T checking account within the previous 90 days or existing customers with a non-personal M&T checking account.
  • Only one Checking Bonus will be awarded per customer regardless of the number of new M&T Tailored Business Checking accounts opened.


The M&T Tailored Business Checking account has a $20 monthly fee that is waived with one of the following options:

  • Maintain a $10,000 monthly average ledger balance
  • Maintain $25,000 average ledger balance between checking & savings
  • Make $2,000 in purchases on a linked M&T business credit card
  • M&T bank merchant services account proceeds deposited

Guru’s Wrap-up

A good offer for a business checking account, but last time around it was $400 for the same requirements. Might be a good idea to wait.

You need to have $5,000 in the account by the end of the third month to get the $300 bonus. You also need $10,000 balance to avoid the $20 monthly fee. It’s a bit of a hassle that you have to go into a branch.

If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here. M&T also has a bonus for personal accounts.

Offer Details

  • Offer Page
  • Bonus: $300
  • Account Type: Tailored Business Checking
  • Availability: CT, DC, DE, MD, NJ, NY, PA, VA, WV
  • Expiration Date: 3/20/20 5/15/20 9/30/20 11/30/20
  • Inquiry Type: Soft Pull
  • Credit Card Funding: No
  • Direct Deposit Requirement: No
  • Other Requirements: $5,000 balance for the third calendar month
  • Monthly Fee: Can be waived
  • Closing Fee: $50 if closed within 180 days


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