IHG One Rewards Premier Card 165,000 Points Bonus
The Chase IHG One Rewards Premier Credit Card has a new welcome bonus of 165,000 points which was first shared by Anki in our Facebook Group. While the highest ever bonus was 5 Free Night of 50K each, some people prefer the points as it makes it easier to book properties you really want, instead of looking for places where you can maximize your free nights. Plus you can take advantage of the 4th night free perk. Check out the details below.
Welcome Offer
- Earn 165,000 Bonus Points after spending $3,000 in the first 3 months from account opening.
- Annual Fee: $99
- Offer ends October 22, 2025
- DIRECT LINK
Card Details
- Earn 26X Points Total per dollar at IHG:
- 10X points at IHG Hotels and Resorts as an IHG One Rewards Premier Credit Cardmember
- 10X points from IHG for being an IHG One Rewards member
- 6X points from IHG with Platinum Elite Status, a benefit of this card
- Earn 5X points on travel, dining, and at gas stations.
- For all other purchases, earn 3X points per $1 spent.
- Enjoy a reward night after each account anniversary year at IHG hotels worldwide (properties up to 40K points)
- Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year.
- IHG One Rewards Platinum Elite status for as long as you remain a Premier cardmember
- Redeem 3 Nights, Get 4th Night Free.
- Up to $50 United Airlines TravelBank Cash each year.
- Receive a statement credit of up to $100 every four years for Global Entry, TSA PreCheck® or NEXUS.
- One-year complimentary DashPass when you activate by 1/31/27. Plus up to $10 off quarterly on non-restaurant DoorDash orders.
- Baggage Delay Insurance for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
- Lost Luggage Reimbursement if you or your immediate family members’ checked or carry-on bags are damaged or lost by the carrier, you’re covered up to $3,000 per passenger.
- Purchase Protection that covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
- Trip Cancellation/Trip Interruption Insurance – If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
Guru’s Wrap-up
The IHG One Rewards Premier Credit Card is good product for IHG loyalists. This new bonus of 165,000 points gives you more flexibility plus you get every fourth night when redeeming IHG points for stays of four nights or longer. If you can maximize the free nights, then it’s probably best to wait for the 5 Free Nights offers to come back.
Besides the welcome bonus, this card also gets you a free night on every anniversary, automatic Platinum Elite status, a fourth-night-free reward on award stays, $50 United Airlines credit, and free Global Entry, TSA PreCheck or NEXUS. Those perks are worth the $99 annual fee if you actually use them.
