PayPal Digital Gifts on eBay is giving out a a $25 bonus when you purchase a $200 Lowe’s Gift Card. This gives you a 11% discount on Lowe’s gift cards. There’s a limit of 5 per buyer.

It gets even better with 5x Ultimate Rewards, if you use a Chase Ink card. You also can get 1% cashback from Ibotta. In total, you get a 16.5% discount if you only value UR points at 1 cents each.

This deal can also be profitable for resale, depending on your reselling relationship.