Citi Business Checking Bonus, Get Up to $2,000 in Branch

Citi Business Checking Bonus

Citi Business Checking Bonus, Get Up to $2,000 in Branch

Citi is offering once again a huge bonus for new business checking accounts. You can get as much as $2,000 if you deposit the required $200K, but there are also smaller bonuses available that you can get with less money. The offer is available in branch only and has been extended until July 12, 2023.


Open a new Citibank Business Checking account to earn up to $2,000. Within 30 days of account opening, make a qualifying deposit of $5,000 or more in new-to-Citibank funds. Then, keep the money in the account for 60 calendar days after deposit.

Here are the bonuses you can earn and required balances for each tier:

Bonus Deposit Required
$200 $5,000
$500 $15,000
$700 $25,000
$1,000 $50,000
$1,500 $100,000
$2,000 $200,000

The Cash Bonus for which you qualify will be credited to your Citibank business checking account within 90 days from the end of the month in which you complete all Offer requirements.


All accounts must be opened in person at a Citibank branch location. Terms say that branches currently located in the following metropolitan areas: Los Angeles (CA), Orange County (CA), Riverside (CA), San Diego (CA), San Francisco (CA), Miami (FL), Chicago (IL), Baltimore (MD), Las Vegas (NV), New York City (NY), and Washington, DC. But from previous data points, you can walk into other branches as well and ask about the offer.

Only “New-to-Citibank Customers” are eligible to participate in the Offer. New-to-Citibank customers do not have, and at any time during the 180 days immediately preceding the date on which they open a new CitiBusiness® (Analyzed), Streamlined or Flexible Checking Account did not have, a Citibank business checking account.

Only customers of Citibank Retail Business Banking are eligible to participate in the Offer.


CitiBusiness Streamlined Checking Account is probably the best option. It comes with a monthly fee of $15 and is waived have an average monthly balance of $5,000 or more.

Guru’s Wrap-up

The best rate is for the smallest bonus of $200. You will earn a rate of 24% APY for those 60 days that you need to keep the money in the account. The $2K bonus works out to a 6% APY which is still great. The offer is available in branch only, but now there’s also a link online that shows the promotion details. The terms of the offer list branches in major cities only, but you should be able to go into

If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

Offer Details

  • Bonus: $200 to $2,000
  • Account Type: Business Checking
  • Availability: Nationwide (in-branch)
  • Inquiry Type: Soft pull
  • Credit Card Funding: No
  • Direct Deposit Requirement: No
  • Other requirements: $5K to $200K deposit for 60 days
  • Monthly Fee: $15 (you can waived it)
  • Closing Account Fee: Unknown
  • Expiration Date: 3/31/20 1/5/21 6/30/21 9/30/21 1/4/22 7/5/22 7/12/23

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